4 Park Ave, Waldwick, NJ 07463 Property Records

Bergen County and Waldwick Borough property record for 4 Park Ave, Waldwick, NJ 07463

Property Summary

Property TypeSingle Family Home
Details1,624 sqft · built 1958
Lot Size0.292 acres (12,720 sqft)
Owner2 Individual Names on Record
Last Sale$365,000 (Oct 2019)
Tax Bill$12,310 (2025)
Deeds & MortgagesMay 2023 Line of Credit
Feb 2022 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN64-00011-0000-00049

Property Details

APN / Parcel Number

Primary APN64-00011-0000-00049
Alternative APN
  • 640001100049

Interior

Stories1 Story
Building Area1,624 sqft Living Area
1st Floor Area1,624 sqft

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area12,720 sqft (0.292 acres)
Lot Dimensions161 ft deep x 79 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Street Address4 PARK AVE
CityWALDWICK
StateNJ
Zip07463-1912
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description79X161 4LT
Legal Block11
Legal Lot Number49
JurisdictionBERGEN NJ
Township / Civil DivisionWALDWICK
Census Block Group4
Census Block4010
Census Tract56100

Owner

Source: Bergen County and Waldwick Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4 PARK AVE, WALDWICK, NJ 07463-1912
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 10, 2023Deed of Trust, Mortgage · Line of Credit
TOWER FCU
Feb 2, 2022Deed of Trust, Mortgage · FHA Mortgage
NEW JERSEY LENDERS CORP
Dec 3, 2020Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Oct 31, 2019Deed with Mortgage, Transfer · Conventional with PMI
NJ LENDERS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 31, 2019 · Amount on Record
Deed SaleOct 31, 2019 · Amount on Record
Deed Document Number201974197
Deed Book / Page3394 / 1866
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address4 PARK AVE, WALDWICK, NJ 07463-1912
Transaction TypeMortgage
Record UpdatedNov 21, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049910311
DateMay 10, 2023
Book Page4991/311
Instrument2023031527
Lender
NameTOWER FCU
TypeCredit Union
AddressLAUREL, MD 20707
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJun 25, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address4 PARK AVE, WALDWICK, NJ 07463-1912
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanyTWFG NATIONAL TITLE INSURANCE COMPANY, WFG NATIONAL TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0045661756
DateFeb 2, 2022
Book Page4566/1756
Instrument2022015175
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
AddressLITTLE FALLS, NJ 07424
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term359 Months
DueJan 1, 2052

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBERGEN NJ
Property Address4 PARK AVE, WALDWICK, NJ 07463-1912
Transaction TypeMortgage
Record UpdatedAug 17, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 PARK AVE, WALDWICK, NJ 07463-1912

Mortgage

Document Number0038470889
DateDec 3, 2020
Book Page3847/889
Instrument20-127780
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressMOORPARK, CA 93021
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term346 Months
DueOct 1, 2049

October 2019: Deed with Mortgage, Transfer

Document TypeDeed with Mortgage
JurisdictionBERGEN NJ
Recording DateOct 31, 2019
Property Address4 PARK AVE, WALDWICK, NJ 07463-1912
Document Number0033941866
Book / Page003394 / 001866
Instrument DateSep 20, 2019
Instrument74197
Transaction TypeTransfer
Record UpdatedNov 19, 2019
Title CompanyMAIN STREET TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$365.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address24 GREENWOOD AVE HASKELL NJ 074201509, HASKELL, NJ 07420-1509

Mortgage

Document Number33941872
DateOct 31, 2019
Book Page003394/001872
Instrument74197
Lender
NameNJ LENDERS
AddressLITTLE FALLS, NJ 07424
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueOct 30, 2049

Tax Assessment & Valuation

Source: Bergen County and Waldwick Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityWaldwick Borough
Unified School DistrictWaldwick Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$536,400 (-) Land $342,000 Building $194,400$536,400 (-) Land $342,000 Building $194,400
2025$12,310.00 (+4.28%)$536,400 (+42.36%) Land $342,000 Building $194,400$536,400 (+42.36%) Land $342,000 Building $194,400
2024$11,805.00 (+10.01%)
2023$376,800 Land $280,000 Building $96,800$376,800 Land $280,000 Building $96,800
2022$10,731.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDWICK WATER DEPT
serves 10,208 people · EPA ID NJ0264001
Water SourceGroundwater
Last State InspectionMar 2026
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 511 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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