4 Panorama Ln, Plains, MT 59859 Property Records

Sanders County property record for 4 Panorama Ln, Plains, MT 59859

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,164 sqft · built 2024
Lot Size	1.15 acres (50,094 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,371 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R353757`

Property Details

APN / Parcel Number

Primary APN	`R353757`
Alternative APNs	`35-2978-03-2-01-35-0000` `0000002434`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,164 sqft Living Area
1st Floor Area	2,164 sqft

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,094 sqft (1.15 acres)
Garage Area	572 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	640 sqft
Deck Area	80 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	0000002434
Street Address	4 PANORAMA LN
City	PLAINS
State	MT
Zip	59859-9300
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PANARAMA EST OF CLARK FK RIV, S03, T20 N, R27 W, LOT 035, ACRES 1.15
Legal Range	27W
Legal Township	20N
Legal Section	03
Legal Subdivision	PANARAMA EST OF CLARK FK RIV
Legal Lot Number	35
Jurisdiction	SANDERS MT
Township / Civil Division	PLAINS
Census Block Group	1
Census Block	1167
Census Tract	100

Owner

4 Panorama Ln is owned by two individuals who acquired it in August 2025.

Source: Sanders County records, as of September 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	10 PANORAMA LN, PLAINS, MT 59859-9300
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE
Mar 19, 2025	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Dec 15, 2021	Warranty Deed, Transfer CLARK FORK TITLE INC, CLARK FORK TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 13, 2025
Deed Sale	Aug 13, 2025
Prior Sale	Dec 15, 2021
Deed Document Number	2025336955
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANDERS MT
Recording Date	Aug 18, 2026
Property Address	4 PANORAMA LN, PLAINS, MT 59859-9300
Document Number	0000341172
Instrument Date	Aug 13, 2026
Instrument	2026341172
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	TITLE ESCROW, FLYING S TITLE AND ESCROW OF

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 PANORAMA LN, PLAINS, MT 59859-9300

Mortgage

Document Number	0000341172,
Date	Aug 18, 2026
Instrument	2026341172

Lender

Name	CROSSCOUNTRY MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Mar 19, 2025
Property Address	4 PANORAMA LN, PLAINS, MT 59859-9300
Document Number	0000335285
Instrument Date	Mar 13, 2025
Instrument	335285
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27492 S KINZY RD, ESTACADA, OR 97023-8462

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 PANORAMA LN, PLAINS, MT 59859-9300

Mortgage

Document Number	0000335286
Date	Mar 19, 2025
Instrument	335286

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANDERS MT
Recording Date	Dec 15, 2021
Property Address	4 PANORAMA LN, PLAINS, MT 59859-9300
Document Number	0000324238
Instrument Date	Dec 14, 2021
Instrument	324238
Transaction Type	Transfer
Record Updated	Jan 13, 2026
Title Company	CLARK FORK TITLE INC, CLARK FORK TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 SPARTAN DR, MISSOULA, MT 59801-8605

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	27492 S KINZY RD, ESTACADA, OR 97023-8462

Tax Assessment & Valuation

The 2026 property tax bill for 4 Panorama Ln was $2,371, down 13.8% from the year before.

Source: Sanders County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
County	Sanders County
Unified School District	Plains K-12 Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,371.00 (-13.81%)	$589,600 (-)
2025	$2,751.00	$589,600	$589,600 Land $77,190 Building $512,410
2023	$327.00	$52,275	$52,275 Land $52,275

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Panorama Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Panorama Ln is moderate, ranking above 55% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · lower than 69% of Montana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Blackfoot Telephone Cooperative Fiber	1,000 / 500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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