St. Charles County property record for 4 Palladio Park, O Fallon, MO 63368
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,979 sqft · built 1991 |
| Lot Size | 0.27 acres (11,761 sqft) |
| Owner | Company Name on File |
| Last Sale | $456,620 (Jul 2022) |
| Tax Bill | $4,621 (2025) |
| Deeds & Mortgages | Sep 2023 Mortgage Jul 2022 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | A913000346 |
| Primary APN | A913000346 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,979 sqft Living Area |
| Gross Area | 3,675 sqft |
| 1st Floor Area | 1,168 sqft |
| Basement Area | 1,126 sqft |
| Finished Basement | 850 sqft |
| Unfinished Basement | 276 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 11,761 sqft (0.27 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 234 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A913000346 |
|---|---|
| Street Address | 4 PALLADIO PARK |
| City | O FALLON |
| State | MO |
| Zip | 63368-8509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MONTICELLO VLG B LOT 218 |
| Legal Subdivision | MONTICELLO VLG B |
| Legal Lot Number | 218 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | WELDON SPRING |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 311151 |
4 Palladio Park is owned by a company that bought it in July 2022.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 5001 PLAZA ON THE LK, 200, AUSTIN, TX 78746-1053 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 11, 2023 | Deed of Trust, Mortgage · Commercial Mortgage MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
| Jul 29, 2022 | Special Warranty Deed, Transfer BCHH INC |
| May 17, 2021 | Warranty Deed, Transfer BCHH INC |
| Apr 19, 2021 | Warranty Deed, Construction Loan · Construction Mortgage LENDINGHOME FUNDING CORP |
| Nov 19, 2020 | Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 29, 2022 · Amount on File |
| Deed Sale | Jul 29, 2022 · Amount on File |
| Prior Sale | May 17, 2021 · Amount on File |
| Deed Document Number | 202242284 |
| Prior Transfer Date | Nov 16, 2020 |
| Prior Transfer Doc | 0000090286 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 4 PALLADIO PARK, O FALLON, MO 63368-8509 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000037163 |
|---|---|
| Date | Sep 11, 2023 |
| Instrument | 2023R-037163 |
| Name | MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10036 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 61 Months |
| Due | Oct 9, 2028 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Jul 29, 2022 |
| Property Address | 4 PALLADIO PARK, O FALLON, MO 63368-8509 |
| Document Number | 0000042284 |
| Map Reference | MB 30 PG 68 |
| Instrument Date | Jul 27, 2022 |
| Instrument | 2022R-042284 |
| Transaction Type | Transfer |
| Record Updated | Aug 11, 2022 |
| Title Company | BCHH INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK # LK200, 5001, AUSTIN, TX 78746-1070 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | May 17, 2021 |
| Property Address | 4 PALLADIO PARK, O FALLON, MO 63368-8509 |
| Document Number | 2021R042819 |
| Map Reference | MB 30 PG 68 |
| Instrument Date | May 13, 2021 |
| Instrument | 2021R-042819 |
| Transaction Type | Transfer |
| Record Updated | May 31, 2021 |
| Title Company | BCHH INC |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12232 CLAREMONT, 12232, WRIGHT CITY, MO 63390-5000 |
| Name | Verified Name |
|---|---|
| Address | 5001 PLAZA ON THE LK STE 200, 200, AUSTIN, TX 78746-1053 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Apr 19, 2021 |
| Property Address | 4 PALLADIO PARK, O FALLON, MO 63368-8509 |
| Document Number | 2021R034254 |
| Map Reference | MB 30 PG 68 |
| Instrument Date | Apr 9, 2021 |
| Instrument | 2021R-034254 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 9, 2021 |
| Title Company | FREEDOM TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 12232 CLAREMONT, INNSBROOK, MO 63390-5000 |
| Document Number | 2021R034256 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 2021R-034256 |
| Name | LENDINGHOME FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Foreclosure |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 19, 2020 |
| Property Address | 4 PALLADIO PARK, O FALLON, MO 63368-8509 |
| Document Number | 0000090286 |
| Instrument Date | Nov 16, 2020 |
| Instrument | 90286 |
| Transaction Type | Foreclosure |
| Record Updated | Feb 24, 2021 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 2244 S BRENTWOOD BLVD ST LOUIS MO 631441831, ST LOUIS, MO 63144-1831 |
The 2025 property tax bill for 4 Palladio Park was $4,621, up 6.9% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | O'Fallon City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $72,545 (-) | $381,815 (-) Land $72,380 Building $309,435 | |
| 2025 | $4,621.00 (+6.94%) | $72,545 | $381,815 Land $72,380 Building $309,435 |
| 2024 | $4,321.00 | ||
| 2023 | $67,189 | ||
| 2022 | $353,627 Land $55,000 Building $298,627 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 4 Palladio Park in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Palladio Park is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530 |
|---|---|
| Water Source | Purchased surface water from ST LOUIS CITY PWS |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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