4 Oxford Ct, Algonquin, IL 60102 Property Records

McHenry County property record for 4 Oxford Ct, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,261 sqft · built 1990
Lot Size	0.041 acres (1,800 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Dec 2022)
Deeds & Mortgages	Dec 2022 Sale & Mortgage Oct 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-34-229-053`

Property Details

APN / Parcel Number

Primary APN	`19-34-229-053`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	1,261 sqft
Gross Area	1,928 sqft
1st Floor Area	667 sqft
2nd Floor Area	594 sqft

Exterior

Year Built	Built 1990
Exterior Material	Frame Siding
Lot Area	1,800 sqft (0.041 acres)
Lot Dimensions	60 ft deep x 30 ft wide

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Street Address	4 OXFORD CT
City	ALGONQUIN
State	IL
Zip	60102-3187
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2022R0039978 LT 62 OLD OAK TERRACE UNIT 1 MEMO: KRUPA, MARCIN/ STARZEC, MARTA NATALIA
Legal Range	08E
Legal Township	43N
Legal Section	34
Legal Subdivision	OLD OAK TERRACE 01
Legal Block	229
Legal Lot Number	62
Legal Unit	1
Jurisdiction	MCHENRY IL
Township / Civil Division	ALGONQUIN
Census Block Group	1
Census Block	1005
Census Tract	871404

Owner

4 Oxford Ct is owned by an individual who bought it in December 2022.

Source: McHenry County records, as of May 13, 2024

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4 OXFORD CT, ALGONQUIN, IL 60102-3187
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2022	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 25, 2021	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
May 11, 2017	Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 1, 2022 · Amount on File
Deed Sale	Dec 1, 2022 · Amount on File
Prior Sale	Oct 25, 2021 · Amount on File
Deed Document Number	WARRANTY DEED
Record Updated	Jun 7, 2026

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Dec 1, 2022
Property Address	4 OXFORD CT, ALGONQUIN, IL 60102-3187
Document Number	0000039978
Map Reference	DOC 88R32041
Instrument Date	Nov 17, 2022
Instrument	2022R0039978
Transaction Type	Transfer
Record Updated	Dec 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$260.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1910 W HATHERLEIGH CT, MOUNT PROSPECT, IL 60056-4779

Mortgage

Document Number	0000039979
Date	Dec 1, 2022
Instrument	2022R0039979

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2052

Interest

Rate Type	Fixed Rate
Rate	6.45%

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	Oct 25, 2021
Property Address	4 OXFORD CT, ALGONQUIN, IL 60102-3187
Document Number	0000058009
Map Reference	DOC 884R32041
Instrument Date	Oct 25, 2021
Instrument	2021R0058009
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1484 UMBDENSTOCK RD, 1484, ELGIN, IL 60123-8893

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 OXFORD CT, ALGONQUIN, IL 60102-3187

Mortgage

Document Number	0000058010
Date	Oct 25, 2021
Instrument	2021R0058010

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2051

Interest

Rate	3.25%

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCHENRY IL
Recording Date	May 11, 2017
Property Address	4 OXFORD CT, ALGONQUIN, IL 60102-3187
Document Number	0000016859
Map Reference	DOC88R32041
Instrument Date	May 5, 2017
Instrument	2017R0016859
Transaction Type	Transfer
Record Updated	May 27, 2021
Title Company	HERITAGE TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OXFORD CT, ALGONQUIN, IL 60102-3187

Mortgage

Document Number	0000016860
Date	May 11, 2017
Instrument	2017R0016860

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jun 1, 2032

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Algonquin Township
Unified School District	Community Unit School District 300 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$59,299 Land $8,282 Building $51,017	$177,897 Land $24,846 Building $153,051

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4 Oxford Ct in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2017

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Oxford Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 480 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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