4 Oxbow Cir, Clinton, MA 01510 Property Records

Worcester County and Clinton Town property record for 4 Oxbow Cir, Clinton, MA 01510

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,032 sqft · built 2000
Lot Size	0.413 acres (18,000 sqft)
Owner	Individual Name on Record
Last Sale	$452,500 (Aug 2020)
Tax Bill	$7,475 (2026)
Deeds & Mortgages	Aug 2025 Line of Credit Oct 2022 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`CLIN M:0125 B:4112 L:0000`

Property Details

APN / Parcel Number

Primary APN	`CLIN M:0125 B:4112 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	3,754 sqft
Basement Area	1,016 sqft
Unfinished Basement	1,016 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,000 sqft (0.413 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 OXBOW CIR
City	CLINTON
State	MA
Zip	01510-1477
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	MEADOW POINT
Legal Block	4112
Jurisdiction	CLINTON MA
Township / Civil Division	CLINTON
Census Block Group	1
Census Block	1001
Census Tract	716101

Owner

Source: Worcester County and Clinton Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 OXBOW CIR, CLINTON, MA 01510-1477
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Oct 17, 2022	Deed of Trust, Mortgage · Stand-Alone Refinance CLINTON SAVINGS BANK
Aug 21, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage AVIDIA BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on Record
Deed Sale	Aug 21, 2020 · Amount on Record
Prior Sale	Jun 18, 2001 · Amount on Record
Deed Document Number	202094501
Deed Book / Page	63078 / 338
Prior Transfer Date	Aug 7, 2020
Prior Transfer Doc	63078-338
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	4 OXBOW CIR, CLINTON, MA 01510-1477
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	072403-342
Date	Aug 15, 2025
Book Page	72403/342
Instrument	69014

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLINTON MA
Property Address	4 OXBOW CIR, CLINTON, MA 01510-1477
Transaction Type	Mortgage
Record Updated	Nov 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	068358-369
Date	Oct 17, 2022
Book Page	68358/369
Instrument	112430

Lender

Name	CLINTON SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2042

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLINTON MA
Recording Date	Aug 21, 2020
Property Address	4 OXBOW CIR, CLINTON, MA 01510-1477
Document Number	63078-338
Book / Page	63078 / 338
Instrument Date	Aug 7, 2020
Instrument	94501
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 OXBOW CIR, CLINTON, MA 01510-1477

Mortgage

Document Number	94502
Date	Aug 21, 2020
Instrument	94502

Lender

Name	AVIDIA BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Worcester County and Clinton Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Clinton Town
Unified School District	Clinton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,475.00 (+9.03%)	$575,900 (+11.72%) Land $159,800 Building $416,100	$630,515 (-)
2025	$6,856.00 (+1.45%)	$515,500 (+0.23%) Land $145,100 Building $370,400	$630,515 (+4.54%)
2024	$6,758.00 (+6.68%)	$514,300 (+8.55%) Land $145,100 Building $369,200	$603,155
2023	$6,335.00	$473,800 Land $131,900 Building $341,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON WATER DEPT serves 15,428 people · EPA ID MA2064000
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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