4 Ox Rd, Billerica, MA 01821 Property Records

Middlesex County and Billerica Town property record for 4 Ox Rd, Billerica, MA 01821

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 3,456 sqft · built 2010
Lot Size	0.43 acres (18,744 sqft)
Owner	Individual Name on Record
Last Sale	$986,000 (Jul 2022)
Tax Bill	$11,033 (2026)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Nov 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`BILL M:0088 B:0210 L:0`

Property Details

APN / Parcel Number

Primary APN	`BILL M:0088 B:0210 L:0`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	3,456 sqft Living Area
Gross Area	5,355 sqft
Basement Area	956 sqft
Unfinished Basement	478 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	18,744 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	4 OX RD
City	BILLERICA
State	MA
Zip	01821-4457
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	2
Legal Subdivision	MIDDLESEX SHEET I
Legal Block	210
Jurisdiction	BILLERICA MA
Township / Civil Division	BILLERICA
Census Block Group	3
Census Block	3004
Census Tract	316300

Owner

Source: Middlesex County and Billerica Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 OX RD, BILLERICA, MA 01821-4457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage ROCKET MORTGAGE
Nov 30, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHPOINTE BANK
Feb 26, 2020	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 29, 2022 · Amount on Record
Deed Sale	Jul 29, 2022 · Amount on Record
Prior Sale	Nov 17, 2010 · Amount on Record
Deed Document Number	202232299
Deed Book / Page	37264 / 164
Record Updated	Oct 29, 2026

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BILLERICA MA
Recording Date	Jul 29, 2022
Property Address	4 OX RD, BILLERICA, MA 01821-4457
Document Number	037264-164
Book / Page	37264 / 164
Instrument Date	Jul 29, 2022
Instrument	32299
Transaction Type	Transfer
Record Updated	Aug 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OX RD, BILLERICA, MA 01821-4457

Mortgage

Document Number	0000032300
Date	Jul 29, 2022
Instrument	32300

Lender

Name	ROCKET MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.38%
Type Change Date	Aug 1, 2027
Max Rate At Change	3%
Index	Other
Margin	3

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 OX RD, BILLERICA, MA 01821-4457
Transaction Type	Mortgage
Record Updated	Dec 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	036563-168
Date	Nov 30, 2021
Book Page	36563/168
Instrument	69231

Lender

Name	NORTHPOINTE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BILLERICA MA
Property Address	4 OX RD, BILLERICA, MA 01821-4457
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	33868-76
Date	Feb 26, 2020
Book Page	33868/76
Instrument	8553

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Mar 1, 2060

Tax Assessment & Valuation

Source: Middlesex County and Billerica Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Billerica Town
Unified School District	Billerica School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$11,033.00 (+3.1%)	$950,300 (+0.97%) Land $305,500 Building $643,700	$1,118,815 (-)
2025	$10,701.00 (+3.69%)	$941,200 (+2.96%) Land $296,400 Building $644,800	$1,118,815 (+3.5%)
2024	$10,320.00 (+12.36%)	$914,100 (+18.13%) Land $287,000 Building $627,100	$1,081,005
2023	$9,185.00	$773,800 Land $261,200 Building $512,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2001)
Most Recent Claim	Mar 2001 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLERICA WATER WORKS serves 42,119 people · EPA ID MA3031000
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Bromate resolved · Apr 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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