4 Overlook Dr, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 4 Overlook Dr, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,430 sqft · built 1986
Lot Size	0.518 acres (22,564 sqft)
Owner	2 Individual Names on Record
Last Sale	$437,000 (Jun 2004)
Tax Bill	$9,203 (2025)
Deeds & Mortgages	Feb 2023 Line of Credit Jul 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`90-069`

Property Details

APN / Parcel Number

Primary APN	`90-069`
Alternative APNs	`FRAN M:258 L:033` `M:090 L:069`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,430 sqft Living Area
Gross Area	4,074 sqft
Basement Area	1,116 sqft
Unfinished Basement	1,116 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,564 sqft (0.518 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	90-069
Street Address	4 OVERLOOK DR
City	FRANKLIN
State	MA
Zip	02038-2904
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	FRANKLIN
Legal Lot Number	33
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1000
Census Tract	442104

Owner

Source: Norfolk County and Franklin Town City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 OVERLOOK DR, FRANKLIN, MA 02038-2904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2023	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Jul 15, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance AMERICAN INTERNET MORTGAGE INC
Jan 30, 2018	Deed of Trust, Mortgage DIGITAL FCU
Jun 6, 2019	Deed of Trust, Mortgage · Line of Credit DIGITAL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 28, 2004 · Amount on Record
Deed Sale	Jun 28, 2004 · Amount on Record
Prior Sale	Aug 25, 1989 · Amount on Record
Deed Document Number	200415072
Deed Book / Page	21221 / 193
Record Updated	Sep 20, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	4 OVERLOOK DR, FRANKLIN, MA 02038-2904
Transaction Type	Mortgage
Record Updated	Feb 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041049-574
Date	Feb 8, 2023
Book Page	41049/574
Instrument	7671

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 1, 2048

Interest

Rate Type	Adjustable Rate

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	4 OVERLOOK DR, FRANKLIN, MA 02038-2904
Transaction Type	Mortgage
Record Updated	Jan 17, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039627-276
Date	Jul 15, 2021
Book Page	39627/276
Instrument	92022

Lender

Name	AMERICAN INTERNET MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Aug 1, 2031

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	4 OVERLOOK DR, FRANKLIN, MA 02038-2904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	35769-330
Date	Jan 30, 2018
Book Page	35769/330
Instrument	8099

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	240 Months
Due	Jan 1, 2038

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	4 OVERLOOK DR, FRANKLIN, MA 02038-2904
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36857-401
Date	Jun 6, 2019
Book Page	36857/401
Instrument	44530

Lender

Name	DIGITAL FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	481 Months
Due	Jul 1, 2059

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,203.00 (+4.07%)	$792,000 (+5.6%) Land $327,800 Building $464,200	$811,680 (+1.2%)
2024	$8,843.00 (-0.56%)	$750,000 (+6.1%) Land $327,800 Building $422,200	$802,085
2023	$8,893.00	$706,900 Land $284,700 Building $422,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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