Prospect Town property record for 4 Overlook Ct, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,304 sqft · built 1989 |
| Lot Size | 0.93 acres (40,511 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $377,000 (Jan 2008) |
| Tax Bill | $9,797 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Feb 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | B0035800 |
| Primary APN | B0035800 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,448 sqft |
| Basement Area | 1,144 sqft |
| Unfinished Basement | 441 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 40,511 sqft (0.93 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Sewer | Septic |
| Water Source | Well |
| Account Number | B0035800 |
|---|---|
| Street Address | 4 OVERLOOK CT |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-1 |
| Legal Block | 105 |
| Legal Lot Number | 4 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 347100 |
4 Overlook Ct is owned and occupied by two individuals who bought it in January 2008.
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 OVERLOOK CT, PROSPECT, CT 06712-1456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 7, 2021 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) WEBSTER BANK |
| Feb 13, 2018 | Deed of Trust, Mortgage WEBSTER BANK |
| Jun 2, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance WEBSTER BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 16, 2008 · Amount on File |
| Deed Sale | Jan 16, 2008 · Amount on File |
| Prior Sale | Apr 28, 2000 · Amount on File |
| Deed Book / Page | 602 / 83 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 4 OVERLOOK CT, PROSPECT, CT 06712-1456 |
| Transaction Type | Mortgage |
| Record Updated | Apr 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 887-324 |
|---|---|
| Date | Apr 7, 2021 |
| Book Page | 887/324 |
| Instrument | 650 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 4 OVERLOOK CT, PROSPECT, CT 06712-1456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 817-38 |
|---|---|
| Date | Feb 13, 2018 |
| Book Page | 817/38 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|---|
| Term | 180 Months |
| Due | Feb 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 4 OVERLOOK CT, PROSPECT, CT 06712-1456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 859-329 |
|---|---|
| Date | Jun 2, 2020 |
| Book Page | 859/329 |
| Name | WEBSTER BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Jul 1, 2035 |
The 2026 property tax bill for 4 Overlook Ct was $9,797, up 11.3% from the year before.
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,797.00 (+11.34%) | $344,120 (-) Land $102,970 Building $241,150 | $580,651 (+141.05%) |
| 2025 | $8,799.00 | $344,120 Land $102,970 Building $241,150 | $240,884 Land $72,079 Building $168,805 |
| 2024 | $8,799.00 (+4.69%) | ||
| 2023 | $8,405.00 (-0.1%) | $263,320 (-) Land $103,000 Building $160,320 | |
| 2022 | $8,413.00 | $263,320 Land $103,000 Building $160,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Overlook Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Overlook Ct is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 96% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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