4 Overlook Ave, Gladstone, NJ 07934 Property Records

Somerset County and Peapack And Gladstone Borough property record for 4 Overlook Ave, Gladstone, NJ 07934

Property Summary

Property Type	Single Family Home
Details	1,642 sqft · built 1900
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$610,000 (Sep 2014)
Tax Bill	$10,665 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`15-00012-0000-00009`

Property Details

APN / Parcel Number

Primary APN	`15-00012-0000-00009`
Alternative APN	`150001200009`

Interior

Stories	2 Stories
Building Area	1,642 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Construction Type	Frame
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	144 ft deep x 60 ft wide

Location & Zoning

Street Address	4 OVERLOOK AVE
City	GLADSTONE
State	NJ
Zip	07934-2136
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R11
Legal Block	12
Legal Lot Number	9
Jurisdiction	SOMERSET NJ
Township / Civil Division	PEAPACK AND GLADSTONE
Census Block Group	2
Census Block	2018
Census Tract	52800

Owner

4 Overlook Ave is owned and occupied by two individuals who bought it in September 2014.

Source: Somerset County and Peapack And Gladstone Borough records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 OVERLOOK AVE, GLADSTONE, NJ 07934-2136
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2014 · Amount on File
Deed Sale	Sep 29, 2014 · Amount on File
Prior Sale	Sep 1, 1994 · Amount on File
Deed Document Number	201436447
Deed Book / Page	6745 / 1168
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET NJ
Property Address	4 OVERLOOK AVE, GLADSTONE, NJ 07934-2136
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CARDINAL FINANCIAL CO LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046439
Date	Oct 1, 2020
Book Page	7254/3895
Instrument	2020046439

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 4 Overlook Ave was $10,665, up 0.5% from the year before.

Source: Somerset County and Peapack And Gladstone Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Somerset County
Municipality	Peapack And Gladstone Borough
Unified School District	Somerset Hills Regional School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$721,600 (+6.7%) Land $314,800 Building $406,800	$721,600 (+6.7%) Land $314,800 Building $406,800
2025	$10,665.00 (+0.45%)	$676,300 Land $296,900 Building $379,400	$676,300 Land $296,900 Building $379,400
2024	$10,617.00
2023		$589,100 Land $259,600 Building $329,500	$589,100 Land $259,600 Building $329,500
2022	$10,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Overlook Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	11 (1984–2021)
Claims Outside the SFHA	1 of 11
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Overlook Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 81% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20