Bergen County and Upper Saddle River Borough property record for 4 Overbrook Rd, Upper Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 6,314 sqft · built 2017 |
| Lot Size | 0.86 acres (37,462 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,625,000 (May 2019) |
| Tax Bill | $34,965 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage May 2019 Sale & Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 63-01011-0000-00006 |
| Primary APN | 63-01011-0000-00006 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 6,314 sqft Living Area |
| 1st Floor Area | 6,314 sqft |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 37,462 sqft (0.86 acres) |
| Garage Type | Basement |
| Account Number | 123800 |
|---|---|
| Street Address | 4 OVERBROOK RD |
| City | UPPER SADDLE RIVER |
| State | NJ |
| Zip | 07458-1913 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | .860 AC |
| Legal Subdivision | OVERBROOK ACRES INC SUB A |
| Legal Block | 1011 |
| Legal Lot Number | 6 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | UPPER SADDLE RIVER |
| Census Block Group | 3 |
| Census Block | 3029 |
| Census Tract | 53201 |
Source: Bergen County and Upper Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 15, 2019 | Deed, Transfer · Stand-Alone Refinance WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 15, 2019 · Amount on Record |
| Deed Sale | May 15, 2019 · Amount on Record |
| Prior Sale | Jul 23, 2015 · Amount on Record |
| Deed Document Number | 201930411 |
| Deed Book / Page | 3243 / 955 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 4 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0039701019 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 3970/1019 |
| Instrument | 2021023351 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 1.5% |
| Type Change Date | Apr 1, 2021 |
| Change Frequency | Monthly |
| Min Rate At Change | 1.37% |
| Index | 1-Month LIBOR |
| Max Rate | 12% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | May 15, 2019 |
| Property Address | 4 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Document Number | 0032430955 |
| Book / Page | 3243 / 955 |
| Instrument Date | Apr 23, 2019 |
| Instrument | 19-030411 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 OVERBROOK RD, UPPER SADDLE RIVER, NJ 07458-1913 |
| Document Number | 0032430962 |
|---|---|
| Date | May 15, 2019 |
| Book Page | 3243/962 |
| Instrument | 2019-030411.01 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2049 |
Source: Bergen County and Upper Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Upper Saddle River Borough |
| Secondary School District | Northern Highlands Regional School District (09 - 12) |
| Elementary School District | Upper Saddle River Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,350,000 (-) Land $309,400 Building $1,040,600 | $1,350,000 (-) Land $309,400 Building $1,040,600 | |
| 2025 | $34,965.00 (+1.73%) | $1,350,000 (-) Land $309,400 Building $1,040,600 | $1,350,000 (-) Land $309,400 Building $1,040,600 |
| 2024 | $34,371.00 (+2.95%) | ||
| 2023 | $1,350,000 Land $309,400 Building $1,040,600 | $1,350,000 Land $309,400 Building $1,040,600 | |
| 2022 | $33,385.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 16 policies |
| Nearby Flood Policies | 16 in force |
| Nearby Flood Claims | 3 (2021–2026) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Mar 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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