4 Otto Ln, Westminster, MA 01473 Property Records

Worcester County and Westminster Town property record for 4 Otto Ln, Westminster, MA 01473

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 735 sqft · built 1900
Lot Size	0.22 acres (9,583 sqft)
Owner	Individual Name on File
Last Sale	$226,700 (Nov 2024)
Tax Bill	$5,452 (2026)
Deeds & Mortgages	Sep 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`M:803 B:L:44`

Property Details

APN / Parcel Number

Primary APN	`M:803 B:L:44`
Alternative APNs	`WMIN M:164 B:L:54` `1952`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	735 sqft Living Area
Gross Area	996 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Bungalow
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	9,583 sqft (0.22 acres)

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	1952
Street Address	4 OTTO LN
City	WESTMINSTER
State	MA
Zip	01473-1702
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Lot Number	54
Jurisdiction	WESTMINSTER MA
Township / Civil Division	WESTMINSTER
Census Block Group	2
Census Block	2009
Census Tract	708100

Owner

4 Otto Ln is owned and occupied by an individual who bought it in November 2024.

Source: Worcester County and Westminster Town records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 OTTO LN, WESTMINSTER, MA 01473-1702
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 13, 2024 · Amount on File
Deed Sale	Nov 13, 2024 · Amount on File
Deed Document Number	202415665
Deed Book / Page	10882 / 108
Record Updated	Oct 29, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTMINSTER MA
Property Address	4 OTTO LN, WESTMINSTER, MA 01473-1702
Document Number	8930-262
Book / Page	008930 / 000262
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Oct 31, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	8930-262
Date	Oct 10, 2017
Book Page	008930/000262
Instrument	18270

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 4 Otto Ln was $5,452, up 9.5% from the year before.

Source: Worcester County and Westminster Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Westminster Town
Unified School District	Ashburnham-Westminster School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,452.00 (+9.5%)	$464,800 (+14.82%) Land $333,600 Building $131,200	$406,082
2025	$4,979.00 (+3.23%)	$404,800 (+2.9%) Land $311,400 Building $93,400
2024	$4,823.00 (+5.4%)	$393,400 (+12.27%) Land $305,800 Building $87,600
2023	$4,576.00	$350,400 Land $270,200 Building $80,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Otto Ln in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Otto Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35