4 Osprey Ln, Cincinnati, OH 45246 Property Records

Hamilton County property record for 4 Osprey Ln, Cincinnati, OH 45246 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 4,236 sqft · built 1969
Lot Size	1.98 acres (86,641 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Apr 2020)
Tax Bill	$10,951 (2025)
Deeds & Mortgages	Dec 2023 Transfer Dec 2017 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`596-0010-0102-00`

Property Details

APN / Parcel Number

Primary APN	`596-0010-0102-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,236 sqft Living Area
Gross Area	5,073 sqft
1st Floor Area	1,785 sqft
2nd Floor Area	1,485 sqft
Basement Area	1,107 sqft
Finished Basement	966 sqft
Unfinished Basement	141 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	86,641 sqft (1.98 acres)
Lot Dimensions	321 ft deep x 212 ft wide
Garage Type	Attached
Garage Area	696 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	40 sqft
Patio Area	976 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4 OSPREY LN
City	CINCINNATI
State	OH
Zip	45246-4722
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOCUST LE 212.12 X 321.58IRR LOT 2 THE OAKS SUB
Legal Subdivision	THE OAKS SUB
Legal Lot Number	2
Jurisdiction	HAMILTON OH
Township / Civil Division	GLENDALE
Census Block Group	1
Census Block	1012
Census Tract	22400

Owner

Source: Hamilton County records · APN 596-0010-0102-00

Assessment roll updated January 21, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 OSPREY LN, CINCINNATI, OH 45246-4722
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 01, 2023	Transfer on Death Deed, Transfer
Dec 04, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Apr 23, 2020	Warranty Deed, Transfer ATTORNEY ONLY
Aug 02, 2019	Affidavit of Death, Transfer ATTORNEY ONLY
Apr 19, 2017	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 23, 2020 · Amount on Record
Deed Sale	Apr 23, 2020 · Amount on Record
Deed Document Number	202037570
Deed Book / Page	14153 / 1143
Last Transfer Date	Nov 24, 2023
Transfer Doc	0000084713
Record Updated	Sep 20, 2026

December 2023: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 01, 2023
Property Address	4 OSPREY LN, CINCINNATI, OH 45246-4722
Document Number	0000084713
Book / Page	15053 / 1310
Map Reference	MB 93 PG 2-6
Instrument Date	Dec 01, 2023
Instrument	2023-0084713
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OSPREY LN, CINCINNATI, OH 45246-4722

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4 OSPREY LN, CINCINNATI, OH 45246-4722
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000110068
Date	Dec 04, 2017
Instrument	17-0110068

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2047

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4 OSPREY LN, CINCINNATI, OH 45246-4722
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	OLD TOWN TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044677
Date	May 25, 2018
Instrument	18-0044677

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2048

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Apr 23, 2020
Property Address	4 OSPREY LN, CINCINNATI, OH 45246-4722
Document Number	0000037570
Book / Page	014153 / 001143
Instrument Date	Apr 09, 2020
Instrument	37570
Transaction Type	Transfer
Record Updated	May 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,600.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 OSPREY LN CINCINNATI OH 452464722, CINCINNATI, OH 45246-4722

August 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Aug 02, 2019
Property Address	4 OSPREY LN, CINCINNATI, OH 45246-4722
Document Number	0000063472
Book / Page	013972 / 002082
Instrument Date	Jul 08, 2019
Instrument	63472
Transaction Type	Transfer
Record Updated	Sep 24, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	221 BAYFRONT DR #314 MOUNT PLEASANT SC 294641827, 314, MOUNT PLEASANT, SC 29464-1827

April 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Apr 19, 2017
Property Address	4 OSPREY LN, CINCINNATI, OH 45246-4722
Document Number	0000034365
Book / Page	013399 / 000403
Instrument Date	Apr 18, 2017
Instrument	34365
Transaction Type	Transfer
Record Updated	Aug 02, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OSPREY LN CINCINNATI OH 452464722, CINCINNATI, OH 45246-4722

Tax Assessment & Valuation

Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Glendale Village
Unified School District	Princeton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,951.00 (+20.63%)	$158,592 (-) Land $49,063 Building $109,529	$453,120 (-) Land $140,180 Building $312,940
2024	$9,078.00 (-0.44%)	$158,592 (-) Land $49,063 Building $109,529
2023	$9,118.00 (-7.66%)	$158,592 (+13.28%) Land $49,063 Building $109,529	$453,120 (+13.28%) Land $140,180 Building $312,940
2022	$9,874.00 Homeowner's exemption	$140,000 Land $43,561 Building $96,439
2020			$400,000 Land $124,460 Building $275,540

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hamilton County (39061C), updated December 22, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390610224001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	4 (1982–2017)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Nov 2017, rainfall accumulation

Wildfire

Wildfire Risk	Low above 5% of the US · above 25% of Ohio
Wildfire Likelihood	Less than 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 136 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Cincinnati Bell	Fiber	2,000 / 2,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: T-Mobile USA. Availability varies by address; speeds are provider-advertised maximums, not measured.

4 Osprey Ln, Cincinnati, OH 45246 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

December 2023: Transfer on Death Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

December 2017: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

April 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2019: Affidavit of Death, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2017: Affidavit of Death, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Internet Providers

Nearby Properties on Osprey Ln

Nearby Streets

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