4 Osprey Dr, Gales Ferry, CT 06335 Property Records

Ledyard Town property record for 4 Osprey Dr, Gales Ferry, CT 06335

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,848 sqft · built 1981
Lot Size	1.48 acres (64,469 sqft)
Owner	2 Individual Names on File
Last Sale	$176,900 (Aug 1996)
Tax Bill	$8,768 (2026)
Deeds & Mortgages	Aug 2018 Mortgage Jun 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`60050`

Property Details

APN / Parcel Number

Primary APN	`60050`
Alternative APNs	`LEDY M:123 B:1800 L:4` `M:0123 B:1800 L:00004`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,848 sqft Living Area
Gross Area	3,832 sqft
Basement Area	168 sqft
Unfinished Basement	168 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	64,469 sqft (1.48 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	60050
Street Address	4 OSPREY DR
City	GALES FERRY
State	CT
Zip	06335-2016
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Block	1800
Legal Lot Number	4
Jurisdiction	LEDYARD CT
Township / Civil Division	LEDYARD
Census Block Group	3
Census Block	3008
Census Tract	701200

Owner

4 Osprey Dr is owned and occupied by two individuals who bought it in August 1996.

Source: Ledyard Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 OSPREY DR, GALES FERRY, CT 06335-2016
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2018	Deed of Trust, Mortgage · ARM CHARTER OAK FED CU
Jun 11, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 1996 · Amount on File
Deed Sale	Aug 6, 1996 · Amount on File
Deed Book / Page	262 / 219
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	4 OSPREY DR, GALES FERRY, CT 06335-2016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	569-123
Date	Aug 27, 2018
Book Page	569/123
Instrument	2018002090

Lender

Name	CHARTER OAK FED CU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.35%

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEDYARD CT
Property Address	4 OSPREY DR, GALES FERRY, CT 06335-2016
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	588-455
Date	Jun 11, 2020
Book Page	588/455
Instrument	2020001234

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	289 Months
Due	Jul 1, 2044

Tax Assessment & Valuation

The 2026 property tax bill for 4 Osprey Dr was $8,768, up 5.7% from the year before.

Source: Ledyard Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Ledyard Town
Unified School District	Ledyard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,768.00 (+5.69%)	$340,100 (+52.26%) Land $56,900 Building $283,200	$448,495 (+186.84%)
2025	$8,296.00	$223,370 Land $54,180 Building $169,190	$156,359 Land $37,926 Building $118,433
2024	$8,296.00 (+7.84%)
2023	$7,693.00 (+2.19%)	$222,600 (-) Land $54,180 Building $168,420
2022	$7,528.00	$222,600 Land $54,180 Building $168,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Osprey Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Osprey Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA, TOWER-FERRY VIEW DIVISION serves 2,567 people · EPA ID CT0720041
Water Source	Groundwater
Last State Inspection	May 2022
Lead	3 ppb (2026) action level 15 ppb
Copper	1.8 mg/L (2019–2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 83 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Osprey Dr

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