4 Osage Rd, Sagle, ID 83860 Property Records

Bonner County property record for 4 Osage Rd, Sagle, ID 83860

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,826 sqft · built 2005
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (Jun 2021)
Tax Bill	$3,269 (2026)
Deeds & Mortgages	Jun 2022 Mortgage Jun 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`RP56N01W103902A`

Property Details

APN / Parcel Number

Primary APN	`RP56N01W103902A`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,826 sqft Finished Area
1st Floor Area	3,696 sqft
Basement Area	990 sqft
Finished Basement	990 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Concrete
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	252,648 sqft (5.8 acres)
Garage Type	Built-in
Pole Barn	672 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Heat Pump

Location & Zoning

Street Address	4 OSAGE RD
City	SAGLE
State	ID
Zip	83860-5085
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	10-56N-1W TAX 15 JTWRS
Legal Range	01W
Legal Township	56N
Legal Section	10
Jurisdiction	BONNER ID
Township / Civil Division	BLANCHARD-GLENGARY
Census Block Group	1
Census Block	1012
Census Tract	950901

Owner

4 Osage Rd is owned and occupied by two individuals who bought it in June 2021.

Source: Bonner County records, as of October 15, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 OSAGE RD, SAGLE, ID 83860-5085
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 16, 2022	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Jun 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage SYNERGY ONE LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 10, 2021 · Amount on File
Deed Sale	Jun 10, 2021 · Amount on File
Prior Sale	Jul 15, 2014 · Amount on File
Deed Document Number	2021984966
Prior Transfer Date	Jul 10, 2014
Prior Transfer Doc	861784
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BONNER ID
Property Address	4 OSAGE RD, SAGLE, ID 83860-5085
Transaction Type	Mortgage
Record Updated	Jun 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001007083
Date	Jun 16, 2022
Instrument	1007083

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BONNER ID
Recording Date	Jun 10, 2021
Property Address	4 OSAGE RD, SAGLE, ID 83860-5085
Document Number	0000984966
Instrument Date	May 10, 2021
Instrument	984966
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 OSAGE RD, SAGLE, ID 83860-5085

Mortgage

Document Number	0000984967
Date	Jun 10, 2021
Instrument	984967

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 4 Osage Rd was $3,269 with a homeowner's exemption, up 9% from the year before.

Source: Bonner County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Bonner County
Unified School District	Lake Pend Oreille School District 84 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,269.00 (+8.97%) Homeowner's exemption	$808,918 (-5.14%) Land $215,052 Building $593,866	$808,918 (-5.14%) Land $215,052 Building $593,866
2025	$3,000.00 Homeowner's exemption	$852,706 Land $215,052 Building $637,654	$852,706 Land $215,052 Building $637,654
2023	$2,140.00 Homeowner's exemption	$643,302 Land $190,428 Building $452,874	$643,302 Land $190,428 Building $452,874

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Osage Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2014)
Most Recent Claim	Mar 2014 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Osage Rd is moderate, ranking above 53% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 84% of Idaho
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
MountainLink Fixed Wireless	250 / 50
Wired or Wireless Fixed Wireless · not low latency	30 / 10

Cell Coverage

4G LTE (outdoors only), no 5G reported

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