4 Ortley Ave, Lavallette, NJ 08735 Property Records

Ocean County and Lavallette Borough property record for 4 Ortley Ave, Lavallette, NJ 08735

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,496 sqft · built 2008
Lot Size	0.115 acres (5,001 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,000,000 (Aug 2004)
Tax Bill	$14,721 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone AO (high risk)
APN	`16-00002-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`16-00002-0000-00007`
Alternative APN	`160000200007`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,496 sqft Living Area
1st Floor Area	1,474 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	5,001 sqft (0.115 acres)
Lot Dimensions	100 ft deep x 50 ft wide
Garage Type	Detached
Porch	Open Porch
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	4 ORTLEY AVE
City	LAVALLETTE
State	NJ
Zip	08735-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50X100
Legal Subdivision	LAVALLETTE CITY/SEA
Legal Block	2
Legal Lot Number	7
Jurisdiction	OCEAN NJ
Township / Civil Division	LAVALLETTE
Census Block Group	1
Census Block	1005
Census Tract	727001

Owner

Source: Ocean County and Lavallette Borough records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ORTLEY AVE, LAVALLETTE, NJ 08735-2028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2024	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Aug 8, 2023	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
Aug 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 4, 2004 · Amount on Record
Deed Sale	Aug 4, 2004 · Amount on Record
Deed Document Number	2004161216
Deed Book / Page	12205 / 131
Record Updated	Oct 29, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	4 ORTLEY AVE, LAVALLETTE, NJ 08735-2028
Transaction Type	Mortgage
Record Updated	May 13, 2024
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196691498
Date	Apr 30, 2024
Book Page	19669/1498
Instrument	2024031167

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	4 ORTLEY AVE, LAVALLETTE, NJ 08735-2028
Transaction Type	Mortgage
Record Updated	Aug 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ORTLEY AVE, LAVALLETTE, NJ 08735-2028

Mortgage

Document Number	0194530869
Date	Aug 8, 2023
Book Page	19453/869
Instrument	2023059673

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	IRVINE, CA 92618

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 28, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	4 ORTLEY AVE, LAVALLETTE, NJ 08735-2028
Transaction Type	Mortgage
Record Updated	Sep 8, 2021
Title Company	NATIONALLINK ORIGINATIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0186491676
Date	Aug 26, 2021
Book Page	18649/1676
Instrument	2021125245

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Tax Assessment & Valuation

Source: Ocean County and Lavallette Borough assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
Municipality	Lavallette Borough
Unified School District	Lavallette Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,451,800 (-) Land $977,500 Building $474,300	$1,451,800 (-) Land $977,500 Building $474,300
2025	$14,721.00 (+7.19%)	$1,451,800 (-) Land $977,500 Building $474,300	$1,451,800 (-) Land $977,500 Building $474,300
2024	$13,734.00 (+10.78%)
2023		$1,451,800 Land $977,500 Building $474,300	$1,451,800 Land $977,500 Building $474,300
2022	$12,398.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 572 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	690 units insured incl. 118 condo units
Nearby Flood Claims	816 (1979–2024)
Claims Outside the SFHA	11 of 816
Most Recent Claim	Jan 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 698 claims Hurricane Irene, Aug 2011 · 18 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 46 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAVALLETTE WATER DEPT serves 25,000 people · EPA ID NJ1515001
Water Source	Groundwater
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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