4 Oriole Dr, Cambridge, MD 21613 Property Records

Dorchester County property record for 4 Oriole Dr, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,872 sqft · built 1973
Lot Size	0.418 acres (18,200 sqft)
Owner	2 Individual Names on Record
Last Sale	$278,000 (May 2023)
Tax Bill	$2,669 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Aug 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-177623`

Property Details

APN / Parcel Number

Primary APN	`07-177623`
Alternative APNs	`7177623` `177623`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,872 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	18,200 sqft (0.418 acres)
Lot Dimensions	182 ft deep x 100 ft wide
Porch	Slab
Porch Area	138 sqft
Patio Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	177623
Street Address	4 ORIOLE DR
City	CAMBRIDGE
State	MD
Zip	21613-1304
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SR
Legal Description	LOT 52-100X182 E/S ORIOLE DRIVE LOVERS LANE DEV.
Legal Lot Number	52
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	4
Census Block	4024
Census Tract	970702

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ORIOLE DR, CAMBRIDGE, MD 21613-1304
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 26, 2023	Deed, Transfer · VA Mortgage NFM INC
Aug 18, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2023 · Amount on Record
Deed Sale	May 26, 2023 · Amount on Record
Prior Sale	Sep 25, 1998 · Amount on Record
Deed Book / Page	1813 / 244
Last Transfer Date	Jun 16, 2025
Transfer Doc	0019480438
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 26, 2023
Property Address	4 ORIOLE DR, CAMBRIDGE, MD 21613-1304
Document Number	0018130244
Book / Page	1813 / 244
Map Reference	LB PLC 177 FO 468
Instrument Date	Apr 21, 2023
Transaction Type	Transfer
Record Updated	Jun 20, 2023
Title Company	HERITAGE TITLE LIMITED, HERITAGE TITLE LTD

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,390.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 ORIOLE DR, CAMBRIDGE, MD 21613-1304

Mortgage

Document Number	0001813251
Date	May 26, 2023
Instrument	1813-251

Lender

Name	NFM INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2053

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4 ORIOLE DR, CAMBRIDGE, MD 21613-1304
Document Number	0014220087
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Aug 27, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ORIOLE DR CAMBRIDGE MD 216131304, CAMBRIDGE, MD 21613-1304

Mortgage

Document Number	0014220087
Date	Sep 12, 2017
Book Page	001422/000087

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 11, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,669.00 (+5.24%) Homeowner's exemption	$236,167 (+8.63%)	$273,700 (+25.9%) Land $42,400 Building $231,300
2025	$2,536.00 (+12.91%) Homeowner's exemption	$217,400 (+10.54%) Land $42,400 Building $175,000	$217,400 (-) Land $42,400 Building $175,000
2023	$2,246.00	$196,667	$217,400 Land $42,400 Building $175,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 24 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	31 units insured incl. 7 condo units
Nearby Flood Claims	10 (1993–2024)
Claims Outside the SFHA	4 of 10
Most Recent Claim	Jan 2024 · tidal / storm surge
Claims by Event	Hurricane Isabel, Sep 2003 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 74% of Maryland
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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