4 Orchard St, Niantic, CT 06357 Property Records

East Lyme Town property record for 4 Orchard St, Niantic, CT 06357

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,442 sqft · built 1935
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (May 2010)
Tax Bill	$5,040 (2026)
Deeds & Mortgages	Feb 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ELYM M:017.6 B:00017 L:00000`

Property Details

APN / Parcel Number

Primary APN	`ELYM M:017.6 B:00017 L:00000`
Alternative APN	`531`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,442 sqft Living Area
Gross Area	3,097 sqft
1st Floor Area	786 sqft
Attic	Attic
Attic Area	656 sqft
Basement Area	560 sqft
Unfinished Basement	560 sqft

Exterior

Year Built	Built 1935
Effective Year Built	Effective 1935
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,098 sqft (0.14 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	531
Street Address	4 ORCHARD ST
City	NIANTIC
State	CT
Zip	06357-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10
Legal Block	17
Jurisdiction	EAST LYME CT
Township / Civil Division	EAST LYME
Census Block Group	1
Census Block	1036
Census Tract	870704

Owner

Source: East Lyme Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 ORCHARD ST, NIANTIC, CT 06357-2616
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 21, 2010 · Amount on Record
Deed Sale	May 21, 2010 · Amount on Record
Prior Sale	May 31, 2002 · Amount on Record
Deed Book / Page	849 / 65
Record Updated	Oct 29, 2026

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EAST LYME CT
Property Address	4 ORCHARD ST, NIANTIC, CT 06357-2616
Transaction Type	Mortgage
Record Updated	Mar 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001093-662
Date	Feb 28, 2023
Book Page	1093/662
Instrument	376

Lender

Name	LIBERTY BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2053

Tax Assessment & Valuation

Source: East Lyme Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	East Lyme Town
Unified School District	East Lyme School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,040.00 (+3.49%)	$174,090 (+0.12%) Land $66,780 Building $107,310	$424,678 (+248.91%)
2025	$4,870.00	$173,880 (-) Land $66,780 Building $107,100	$121,716 Land $46,746 Building $74,970
2024	$4,870.00 (+12.58%)
2023	$4,326.00 (+4.37%)	$173,880 (-) Land $66,780 Building $107,100
2022	$4,145.00	$173,880 Land $66,780 Building $107,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011
Water Source	Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 2,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20