4 Orchard St E, Califon, NJ 07830 Property Records

Hunterdon County and Lebanon Township property record for 4 Orchard St E, Califon, NJ 07830

Property Summary

Property Type	Single Family Home
Details	1,236 sqft · built 1955
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on Record
Last Sale	$425,000 (Jul 2026)
Tax Bill	$7,084 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`19-00024-0000-00055`

Property Details

APN / Parcel Number

Primary APN	`19-00024-0000-00055`
Alternative APN	`190002400055`

Interior

Stories	1 Story
Building Area	1,236 sqft Living Area
1st Floor Area	1,236 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	14,810 sqft (0.34 acres)

Location & Zoning

Street Address	4 ORCHARD ST E
City	CALIFON
State	NJ
Zip	07830-4135
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-15
Legal Block	24
Legal Lot Number	55
Jurisdiction	HUNTERDON NJ
Township / Civil Division	LEBANON
Census Block Group	2
Census Block	2015
Census Tract	10202

Owner

Source: Hunterdon County and Lebanon Township records, as of September 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2026	Deed of Trust, Mortgage · Conventional Mortgage BOND STREET MORTGAGE
Jul 28, 2026	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE
Dec 3, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 8, 2023	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 5, 2025	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Dec 31, 2019	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 28, 2026 · Amount on Record
Deed Sale	Jul 28, 2026 · Amount on Record
Prior Sale	Dec 31, 2019 · Amount on Record
Deed Document Number	2026125990
Deed Book / Page	2666 / 732
Prior Transfer Date	Apr 27, 2007
Prior Transfer Doc	0000129110
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Recording Date	Jul 28, 2026
Property Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135
Document Number	0000126000
Book / Page	4703 / 558
Instrument Date	Jul 20, 2026
Instrument	2026126000
Transaction Type	Mortgage
Record Updated	Aug 25, 2026
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126000,
Date	Jul 28, 2026
Book Page	4703/558
Instrument	2026126000

Lender

Name	BOND STREET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Jul 28, 2026
Property Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135
Document Number	0000125990
Book / Page	2666 / 732
Instrument Date	Jul 17, 2026
Instrument	2026125990
Transaction Type	Transfer
Record Updated	Sep 2, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,925.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135

Mortgage

Document Number	0000126000,
Date	Jul 28, 2026
Instrument	2026126000

Lender

Name	BOND STREET MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSINGS SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20211203000342370
Date	Dec 3, 2021
Book Page	4432/21
Instrument	20211203000342370

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	338 Months
Due	Feb 1, 2050

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230608000090690
Date	Jun 8, 2023
Book Page	4526/613
Instrument	20230608000090690

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HUNTERDON NJ
Property Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135
Transaction Type	Mortgage
Record Updated	Nov 4, 2025
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135

Mortgage

Document Number	20250805000137730
Date	Aug 5, 2025
Book Page	4639/721
Instrument	20250805000137730

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2055

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HUNTERDON NJ
Recording Date	Dec 31, 2019
Property Address	4 ORCHARD ST E, CALIFON, NJ 07830-4135
Document Number	0000263580
Book / Page	002487 / 000334
Instrument Date	Dec 18, 2019
Instrument	263580
Transaction Type	Transfer
Record Updated	Jan 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$180.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4 E ORCHARD ST CALIFON NJ 07830, CALIFON, NJ 07830

Tax Assessment & Valuation

Source: Hunterdon County and Lebanon Township assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Hunterdon County
County Subdivision	Lebanon Township
Elementary School District	Lebanon Township School District (KG - 08)
Secondary School District	North Hunterdon-Voorhees Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$238,600 (-) Land $80,400 Building $158,200	$238,600 (-) Land $80,400 Building $158,200
2025	$7,084.00 (+6.11%)	$238,600 (-) Land $80,400 Building $158,200	$238,600 (-) Land $80,400 Building $158,200
2024	$6,676.00 (+9.42%)
2023		$238,600 Land $80,400 Building $158,200	$238,600 Land $80,400 Building $158,200
2022	$6,101.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (2011–2024)
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA NJ - BUNNVALE private · serves 252 people · EPA ID NJ1019001
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	11 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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