4 Orchard St, Cos Cob, CT 06807 Property Records

Greenwich Town property record for 4 Orchard St, Cos Cob, CT 06807

Property Summary

Property Type	Residential Multi-Family (5+ Units)
Details	3 bd · 2 ba · 973 sqft · built 1881
Lot Size	0.65 acres (28,314 sqft)
Owner	Company Name on Record
Last Sale	$1,500,000 (Jun 2021)
Tax Bill	$62,410 (2025)
Deeds & Mortgages	Mar 2022 Construction Loan Jun 2021 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`08-2951S`

Property Details

APN / Parcel Number

Primary APN	`08-2951S`
Alternative APNs	`GREE M:08 B:2951/S` `366/093`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Units	30 Units
Stories	2 Stories
Building Area	973 sqft Total Area
Basement Area	903 sqft
Unfinished Basement	903 sqft

Exterior

Year Built	Built 1881
Effective Year Built	Effective 1881
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	28,314 sqft (0.65 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space
Total Buildings	4 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water

Location & Zoning

Account Number	366/093
Street Address	4 ORCHARD ST
City	COS COB
State	CT
Zip	06807-2430
Property Category	Residential
Property Type	Residential > Multi-Unit > Residential Multi-Family (5+ Units)
Local Zoning Code	R-7
Legal Block	2951/S
Jurisdiction	GREENWICH CT
Township / Civil Division	GREENWICH
Census Block Group	3
Census Block	3009
Census Tract	10800

Owner

Source: Greenwich Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	70 HAMILTON AVE, GREENWICH, CT 06830-6594
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2022	Deed of Trust, Mortgage · Construction Mortgage FIRST BANK OF GREENWICH
Jun 4, 2021	Warranty Deed, Construction Loan · Construction Mortgage FIRST BANK OF GREENWICH

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2021 · Amount on Record
Deed Sale	Jun 4, 2021 · Amount on Record
Deed Document Number	20216450
Deed Book / Page	7903 / 219
Record Updated	Sep 20, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GREENWICH CT
Property Address	4 ORCHARD ST, COS COB, CT 06807-2430
Transaction Type	Mortgage
Record Updated	Jul 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0008078-16
Date	Mar 21, 2022
Book Page	8078/16
Instrument	2569

Lender

Name	FIRST BANK OF GREENWICH

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	13 Months
Due	Apr 1, 2023

June 2021: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	GREENWICH CT
Recording Date	Jun 4, 2021
Property Address	4 ORCHARD ST, COS COB, CT 06807-2430
Document Number	007903-219
Book / Page	7903 / 219
Instrument Date	May 28, 2021
Instrument	6450
Transaction Type	Construction Loan
Record Updated	Jul 28, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	70 HAMILTON AVE, GREENWICH, CT 06830-6594

Mortgage

Document Number	0000006451
Date	Jun 4, 2021
Instrument	6451

Lender

Name	FIRST BANK OF GREENWICH

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Greenwich Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Greenwich Town
Unified School District	Greenwich School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$62,410.00	$5,049,800 (-24.93%) Land $963,620 Building $4,086,180	$3,534,860 Land $674,534 Building $2,860,326
2024	$62,410.00 (-20.27%)
2023	$78,275.00 (+730.5%)	$6,727,000 (+722.99%) Land $963,620 Building $5,763,380
2022	$9,425.00	$817,390 Land $817,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 288 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: Frontier, T-Mobile.

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