4 Orchard St, Byfield, MA 01922 Property Records

Essex County and Newbury Town property record for 4 Orchard St, Byfield, MA 01922

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,414 sqft · built 1985
Lot Size	5.53 acres (240,887 sqft)
Owner	Individual Name on File
Tax Bill	$6,668 (2025)
Deeds & Mortgages	Mar 2022 Transfer Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NEWB M:0R23 B:0000 L:0021B`

Property Details

APN / Parcel Number

Primary APN	`NEWB M:0R23 B:0000 L:0021B`
Alternative APN	`NBRY M:0R23 B:0000 L:0021B`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	3 Stories
Building Area	3,414 sqft Living Area
Gross Area	5,680 sqft
Basement Area	1,168 sqft
Unfinished Basement	706 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	240,887 sqft (5.53 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 ORCHARD ST
City	BYFIELD
State	MA
Zip	01922-1601
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR4
Legal Lot Number	21B
Jurisdiction	NEWBURY MA
Township / Civil Division	NEWBURY
Census Block Group	5
Census Block	5011
Census Tract	269100

Owner

4 Orchard St is owned and occupied by an individual who acquired it in February 2022.

Source: Essex County and Newbury Town records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 ORCHARD ST, BYFIELD, MA 01922-1601
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Quit Claim Deed, Transfer Quitclaim
Dec 7, 2021	Quit Claim Deed, Transfer · ARM NEWBURYPORT FIVE CENTS SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2015
Deed Sale	May 11, 2015
Prior Sale	Jun 30, 1998 · Amount on File
Deed Document Number	201551100280
Deed Book / Page	34045 / 57
Last Transfer Date	Feb 22, 2022
Transfer Doc	040772-149
Record Updated	Sep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Mar 7, 2022
Property Address	4 ORCHARD ST, NEWBURY, MA 01922-1601
Document Number	040772-149
Book / Page	40772 / 149
Instrument Date	Feb 22, 2022
Instrument	20220307003440
Transaction Type	Transfer
Record Updated	Mar 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ORCHARD ST, BYFIELD, MA 01922-1601

December 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NEWBURY MA
Recording Date	Dec 7, 2021
Property Address	4 ORCHARD ST, NEWBURY, MA 01922-1601
Document Number	040552-163
Book / Page	40552 / 163
Instrument Date	Dec 2, 2021
Instrument	20211207001510
Transaction Type	Transfer
Record Updated	Dec 24, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 ORCHARD ST, BYFIELD, MA 01922-1601

Mortgage

Document Number	040552-165
Date	Dec 7, 2021
Book Page	40552/165
Instrument	20211207001520

Lender

Name	NEWBURYPORT FIVE CENTS SAVINGS BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount on Record
Term	373 Months
Due	Jan 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Jan 1, 2032
Index	1-Year CMT

Tax Assessment & Valuation

The 2025 property tax bill for 4 Orchard St was $6,668, up 2.2% from the year before.

Source: Essex County and Newbury Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Newbury Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,668.00 (+2.22%)	$895,000 (+5.38%) Land $343,300 Building $551,700	$965,960
2024	$6,523.00 (-4.56%)	$849,300 (+7.74%) Land $343,300 Building $506,000
2023	$6,835.00	$788,300 Land $323,700 Building $464,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Orchard St in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	8 (1978–2014)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Dec 2014 · rainfall accumulation
Claims by Event	Coastal Storms, Flood, Ice & Snow, Feb 1978 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Orchard St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G and 4G LTE (outdoors only)

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