4 Orchard Ave, Dracut, MA 01826 Property Records

Middlesex County and Dracut Town property record for 4 Orchard Ave, Dracut, MA 01826

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 1,861 sqft · built 1951
Lot Size0.273 acres (11,871 sqft)
Owner2 Individual Names on File
Last Sale$106,250 (Jun 1992)
Tax Bill$5,341 (2026)
Deeds & MortgagesAug 2021 Refinance
Flood ZoneZone X (minimal risk)
APNDRAC M:31 L:113

Property Details

APN / Parcel Number

Primary APNDRAC M:31 L:113
Alternative APNs
  • M:0031 B:0000 L:0113
  • 410628

Interior

Bedrooms2 Beds
Full Baths3 Baths
Half Baths2 Half Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,861 sqft Living Area
Gross Area3,460 sqft
1st Floor Area856 sqft
Basement Area768 sqft
Unfinished Basement768 sqft

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,871 sqft (0.273 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Account Number410628
Street Address4 ORCHARD AVE
CityDRACUT
StateMA
Zip01826-2934
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Lot Number113
JurisdictionDRACUT MA
Township / Civil DivisionDRACUT
Census Block Group3
Census Block3017
Census Tract314101

Owner

4 Orchard Ave is owned and occupied by two individuals who bought it in June 1992.

Source: Middlesex County and Dracut Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4 ORCHARD AVE, DRACUT, MA 01826-2934
OccupancyOwner Occupied
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 8, 1992 · Amount on File
Deed SaleJun 8, 1992 · Amount on File
Deed Book / Page154 / 57
Record UpdatedOct 29, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDRACUT MA
Property Address4 ORCHARD AVE, DRACUT, MA 01826-2934
Transaction TypeMortgage
Record UpdatedNov 1, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000312609
DateAug 26, 2021
Instrument312609
Lender
NameBROKER SOLUTIONS INC
TypeFunding / Finance Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term181 Months
DueSep 1, 2036

Tax Assessment & Valuation

The 2026 property tax bill for 4 Orchard Ave was $5,341, up 6.5% from the year before.

Source: Middlesex County and Dracut Town assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionDracut Town
Unified School DistrictDracut School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,341.00 (+6.5%)$552,300 (+11.44%) Land $212,400 Building $339,900$537,510 (-)
2025$5,015.00 (+3.64%)$495,600 (+7.02%) Land $194,800 Building $300,800$537,510 (+2.28%)
2024$4,839.00 (+3.75%)$463,100 (+14.97%) Land $185,500 Building $277,600$525,540
2023$4,664.00$402,800 Land $161,300 Building $241,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Orchard Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Orchard Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDRACUT WATER SUPPLY DISTRICT
serves 25,808 people · EPA ID MA3079000
Water SourcePurchased surface water from LOWELL REGIONAL WATER UTILITY
Last State InspectionAug 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880
T-Mobile
Fixed Wireless
100 / 20

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