Rensselaer County and Troy City property record for 4 Oneil St, Troy, NY 12180
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,152 sqft · built 1967 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $250,000 (Apr 2026) |
| Tax Bill | $4,474 (2026) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage |
| APN | 381700 112.39-3-23 |
| Primary APN | 381700 112.39-3-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 256 sqft |
| Porch | Slab |
| Porch Area | 458 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0906970 |
|---|---|
| Street Address | 4 ONEIL ST |
| City | TROY |
| State | NY |
| Zip | 12180-5443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF |
| Legal Description | 1 STY FRM HSE /137 |
| Legal Block | 3 |
| Legal Lot Number | 23.000 |
| Jurisdiction | RENSSELAER NY |
| Township / Civil Division | TROY |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 41102 |
4 Oneil St is owned and occupied by two individuals who bought it in April 2026.
Source: Rensselaer County and Troy City records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 50 PAINE ST, 2, TROY, NY 12183-1323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 14, 2026 · Amount on File |
| Deed Sale | Apr 14, 2026 · Amount on File |
| Deed Document Number | 2026669976 |
| Deed Book / Page | 11244 / 25 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RENSSELAER NY |
| Recording Date | Apr 14, 2026 |
| Property Address | 4 ONEIL ST, TROY, NY 12180-5443 |
| Document Number | 0112440025 |
| Book / Page | 11244 / 25 |
| Instrument Date | Mar 27, 2026 |
| Instrument | 2026669976 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Date | Apr 14, 2026 |
|---|
| Name | HOMESTEAD FUNDING CORPORATION |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate | 5.98% |
|---|---|
| Max Rate | -1% |
The 2026 property tax bill for 4 Oneil St was $4,474 with a homeowner's exemption, down 19.5% from the year before.
Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Rensselaer County |
| Municipality | Troy City |
| Unified School District | Troy City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,474.00 (-19.47%) Homeowner's exemption | ||
| 2025 | $5,556.00 | $129,000 Land $14,000 Building $115,000 | $220,900 Land $23,974 Building $196,926 |
| 2023 | $129,000 (-) Land $14,000 Building $115,000 | $184,300 (+8.58%) Land $20,002 Building $164,298 | |
| 2022 | $5,236.00 Homeowner's exemption | $129,000 Land $14,000 Building $115,000 | $169,737 Land $18,421 Building $151,316 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA's flood maps do not cover 4 Oneil St.
Source: FEMA National Flood Hazard Layer, effective January 12, 2016
| FEMA Flood Zone | Not included in the FIRM |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Oneil St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TROY CITY PWS serves 51,401 people · EPA ID NY4100050 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 110 ppb (2026) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Jan 2018 |
|---|---|
| Treatment and Procedure | Lead public education Oct 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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