Monroe County property record for 4 Oleander Ave, Key Largo, FL 33037
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,941 sqft · built 1978 |
| Lot Size | 0.172 acres (7,500 sqft) |
| Owner | Individual Name on File |
| Last Sale | $148,000 (Oct 1999) |
| Tax Bill | $4,733 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00565140-000000 |
| Primary APN | 00565140-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 1,941 sqft Living Area |
| 1st Floor Area | 1,941 sqft |
| Flooring | Terrazzo |
| Interior Walls | Plaster |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1999 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Geodesic/Dome |
| Roof Material | Concrete |
| Lot Area | 7,500 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Garage Type | Covered |
| Garage Area | 1,381 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 744 sqft |
| Deck Area | 16 sqft |
| Patio Area | 16 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 1692239 |
|---|---|
| Street Address | 4 OLEANDER AVE |
| City | KEY LARGO |
| State | FL |
| Zip | 33037-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 4 GULFSTREAM SHORES PB3-61 KEY LARGO OR59-17-18 OR764-1234 OR1247-1286 OR1494-315 OR1601-1294/95AFF OR1601-1296AFF OR1601-1297 OR3183-1570 |
| Legal Range | 40E |
| Legal Township | 60S |
| Legal Section | 29 |
| Legal Subdivision | GULFSTREAM SHORES |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | UPPER KEYS |
| Census Block Group | 3 |
| Census Block | 3065 |
| Census Tract | 972700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
4 Oleander Ave is owned by an individual who acquired it in July 2022.
Source: Monroe County records, as of March 6, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 25534 QUARRY RD, WELLINGTON, OH 44090-9248 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 25, 1999 · Amount on File |
| Deed Sale | Oct 25, 1999 · Amount on File |
| Prior Sale | Aug 24, 1999 · Amount on File |
| Deed Book / Page | 1601 / 1297 |
| Last Transfer Date | Jul 7, 2022 |
| Transfer Doc | 0002383110 |
| Record Updated | Sep 20, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $575,036 Land $307,500 Building $267,536 | $575,036 Land $307,500 Building $267,536 | |
| 2024 | $4,733.00 (+3.48%) | ||
| 2023 | $4,574.00 (+10.94%) | $594,980 (+13.64%) Land $345,000 Building $249,980 | $594,980 (+13.64%) Land $345,000 Building $249,980 |
| 2022 | $4,123.00 | $523,585 Land $270,000 Building $253,585 | $523,585 Land $270,000 Building $253,585 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Oleander Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 10.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 838 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 1,585 units insured incl. 747 condo units |
| Nearby Flood Claims | 78 (2005–2023) |
| Claims Outside the SFHA | 1 of 78 |
| Most Recent Claim | Nov 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Oleander Ave is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · lower than 77% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Verizon.
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