4 Olde Towne Rd, Lynnfield, MA 01940 Property Records

Essex County and Lynnfield Town property record for 4 Olde Towne Rd, Lynnfield, MA 01940

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 7,813 sqft · built 1965
Lot Size	1.14 acres (50,037 sqft)
Owner	2 Individual Names on File
Last Sale	$1,200,000 (Aug 2020)
Tax Bill	$16,759 (2026)
Deeds & Mortgages	Dec 2023 Line of Credit Aug 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`LYNF M:0032 B:0000 L:1383`

Property Details

APN / Parcel Number

Primary APN	`LYNF M:0032 B:0000 L:1383`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Half Baths	2 Half Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	7,813 sqft Living Area
Gross Area	10,840 sqft
Basement Area	5,013 sqft
Finished Basement	3,134 sqft
Unfinished Basement	1,879 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Split Foyer
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	50,037 sqft (1.14 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 OLDE TOWNE RD
City	LYNNFIELD
State	MA
Zip	01940-2545
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RB
Legal Subdivision	LYNNFIELD
Legal Lot Number	1383
Jurisdiction	LYNNFIELD MA
Township / Civil Division	LYNNFIELD
Census Block Group	4
Census Block	4012
Census Tract	209200

Owner

4 Olde Towne Rd is owned and occupied by two individuals who bought it in August 2020.

Source: Essex County and Lynnfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 OLDE TOWNE RD, LYNNFIELD, MA 01940-2545
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2023	Deed of Trust, Mortgage · Line of Credit METRO CU
Aug 12, 2019	Deed of Trust, Mortgage · Balloon Mortgage EASTERN BANK
Aug 3, 2020	Quit Claim Deed, Transfer · Stand-Alone First Mortgage METRO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 3, 2020 · Amount on File
Deed Sale	Aug 3, 2020 · Amount on File
Prior Sale	Jun 19, 2012 · Amount on File
Deed Book / Page	38778 / 44
Prior Transfer Date	Jul 22, 2020
Prior Transfer Doc	3877000044
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 OLDE TOWNE RD, LYNNFIELD, MA 01940-2545
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	041895-445
Date	Dec 7, 2023
Book Page	41895/445
Instrument	20231207001710

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2049

Interest

Rate Type	Adjustable Rate

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LYNNFIELD MA
Property Address	4 OLDE TOWNE RD, LYNNFIELD, MA 01940-2545
Transaction Type	Mortgage
Record Updated	Jun 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	037747-157
Date	Aug 12, 2019
Book Page	37747/157
Instrument	20190812004810

Lender

Name	EASTERN BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LYNNFIELD MA
Recording Date	Aug 3, 2020
Property Address	4 OLDE TOWNE RD, LYNNFIELD, MA 01940-2545
Document Number	38778-44
Book / Page	38778 / 44
Instrument Date	Jul 22, 2020
Instrument	20200803000730
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 OLDE TOWNE RD, LYNNFIELD, MA 01940-2545

Mortgage

Document Number	200803000760
Date	Aug 3, 2020
Instrument	200803000760

Lender

Name	METRO CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 4 Olde Towne Rd was $16,759, up 12.9% from the year before.

Source: Essex County and Lynnfield Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Lynnfield Town
Unified School District	Lynnfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$16,759.00 (+12.87%)	$1,462,400 (+4%) Land $686,400 Building $774,700	$1,656,873 (-0.81%)
2025	$14,848.00 (+7.5%)	$1,406,100 (+6.99%) Land $659,900 Building $746,200	$1,670,385
2024	$13,812.00 (-3.24%)	$1,314,200 (+4.03%) Land $616,700 Building $697,500
2023	$14,275.00	$1,263,300 Land $585,100 Building $678,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Olde Towne Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2001.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2001–2011)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Oct 2011 · Severe Storm

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Olde Towne Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LYNNFIELD CENTER WATER DISTRICT serves 8,525 people · EPA ID MA3164000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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