Prospect Town property record for 4 Old Schoolhouse Rd, Prospect, CT 06712
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1 ba · 1,425 sqft · built 1946 |
| Lot Size | 0.46 acres (20,038 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Jan 1999) |
| Tax Bill | $5,855 (2026) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | C0045900 |
| Primary APN | C0045900 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,425 sqft Living Area |
| Gross Area | 2,444 sqft |
| Basement Area | 1,019 sqft |
| Unfinished Basement | 719 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 20,038 sqft (0.46 acres) |
| Garage Type | Detached |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Septic |
| Account Number | C0045900 |
|---|---|
| Street Address | 4 OLD SCHOOLHOUSE RD |
| City | PROSPECT |
| State | CT |
| Zip | 06712-1209 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | COMM |
| Legal Block | 102 |
| Legal Lot Number | 4 |
| Jurisdiction | PROSPECT CT |
| Township / Civil Division | PROSPECT |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 347200 |
Source: Prospect Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 OLD SCHOOLHOUSE RD, PROSPECT, CT 06712-1209 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 27, 2023 | Deed of Trust, Mortgage · Second Mortgage (Down Payment) ION BANK |
| Sep 3, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance NORCOM MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 19, 1999 · Amount on Record |
| Deed Sale | Jan 19, 1999 · Amount on Record |
| Deed Book / Page | 325 / 310 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 4 OLD SCHOOLHOUSE RD, PROSPECT, CT 06712-1209 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 000923-369 |
|---|---|
| Date | Jul 27, 2023 |
| Book Page | 923/369 |
| Instrument | 2023-715 |
| Name | ION BANK |
|---|
| Type | Second Mortgage (Down Payment) |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Aug 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PROSPECT CT |
| Property Address | 4 OLD SCHOOLHOUSE RD, PROSPECT, CT 06712-1209 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 866-308 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 866/308 |
| Name | NORCOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: Prospect Town assessment roll, as of September 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Prospect Town |
| Unified School District | Regional School District 16 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,855.00 (+11.33%) | $205,660 (-) Land $59,920 Building $145,740 | $351,234 (+143.98%) |
| 2025 | $5,259.00 | $205,660 (+35.62%) Land $59,920 Building $145,740 | $143,962 Land $41,944 Building $102,018 |
| 2024 | $5,259.00 (+8.66%) | ||
| 2023 | $4,840.00 (-0.1%) | $151,640 (-) Land $59,910 Building $91,730 | |
| 2022 | $4,845.00 | $151,640 Land $59,910 Building $91,730 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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