4 Old Meadow Ln, Harvard, MA 01451 Property Records

Worcester County and Harvard Town property record for 4 Old Meadow Ln, Harvard, MA 01451

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 4,819 sqft · built 1992
Lot Size	1.84 acres (80,150 sqft)
Owner	Individual Name on Record
Last Sale	$1,200,000 (May 2026)
Tax Bill	$21,840 (2025)
Deeds & Mortgages	Jul 2023 Refinance Aug 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`M:013.0 P:0070-0002.2`

Property Details

APN / Parcel Number

Primary APN	`M:013.0 P:0070-0002.2`
Alternative APNs	`HARV M:13 B:70 L:2-2` `1250130007000022`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	4,819 sqft Living Area
Gross Area	8,923 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	80,150 sqft (1.84 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1250130007000022
Street Address	4 OLD MEADOW LN
City	HARVARD
State	MA
Zip	01451-1453
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	HARVARD
Legal Block	70
Legal Lot Number	2-2
Jurisdiction	HARVARD MA
Township / Civil Division	HARVARD
Census Block Group	1
Census Block	1008
Census Tract	761401

Owner

Source: Worcester County and Harvard Town records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 OLD MEADOW LN, HARVARD, MA 01451-1453
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Person

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance FLAGSTAR BANK FSB
Aug 16, 2023	Deed of Trust, Mortgage · Line of Credit FLAGSTAR BANK FSB
May 1, 2026	Quit Claim Deed, Transfer · Conventional Mortgage HARTFORD FEDERAL CREDIT UNION
Sep 7, 2021	Quit Claim Deed, Transfer · VA Mortgage GUARANTEED RATE INC
Jul 16, 2020	Deed of Trust, Mortgage · Balloon Mortgage TD BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 1, 2026 · Amount on Record
Deed Sale	May 1, 2026 · Amount on Record
Prior Sale	Sep 7, 2021 · Amount on Record
Deed Document Number	202634234
Deed Book / Page	73524 / 21
Record Updated	Sep 20, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	4 OLD MEADOW LN, HARVARD, MA 01451-1453
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069451-90
Date	Jul 31, 2023
Book Page	69451/90
Instrument	61770

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	4 OLD MEADOW LN, HARVARD, MA 01451-1453
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	069524-114
Date	Aug 16, 2023
Book Page	69524/114
Instrument	67280

Lender

Name	FLAGSTAR BANK FSB
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

Interest

Rate Type	Adjustable Rate

May 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	May 1, 2026
Property Address	4 OLD MEADOW LN, HARVARD, MA 01451-1453
Document Number	0073524-21
Book / Page	73524 / 21
Instrument Date	Apr 27, 2026
Instrument	2026.34234
Transaction Type	Transfer
Record Updated	May 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OLD MEADOW LN, HARVARD, MA 01451-1453

Mortgage

Date	May 1, 2026

Lender

Name	HARTFORD FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	6.22%
Max Rate	-1%

September 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HARVARD MA
Recording Date	Sep 7, 2021
Property Address	4 OLD MEADOW LN, HARVARD, MA 01451-1453
Document Number	66002-187
Book / Page	66002 / 187
Instrument Date	Sep 7, 2021
Instrument	125311
Transaction Type	Transfer
Record Updated	Sep 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4 OLD MEADOW LN, HARVARD, MA 01451-1453

Mortgage

Document Number	125312
Date	Sep 7, 2021
Instrument	125312

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARVARD MA
Property Address	4 OLD MEADOW LN, HARVARD, MA 01451-1453
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	62807-352
Date	Jul 16, 2020
Book Page	62807/352
Instrument	76467

Lender

Name	TD BANK NA
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Worcester County and Harvard Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Worcester County
County Subdivision	Harvard Town
Unified School District	Harvard School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,840.00 (+5.07%)	$1,395,500 (+0.04%) Land $327,900 Building $1,067,600
2024	$20,786.00 (+1.6%)	$1,395,000 (+13.26%) Land $314,500 Building $1,080,500	$1,361,730
2023	$20,459.00	$1,231,700 Land $279,100 Building $952,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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