4 Ohara Cir, Worcester, MA 01604 Property Records

Worcester County and Worcester City property record for 4 Ohara Cir, Worcester, MA 01604

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,834 sqft · built 1999
Lot Size1.4 acres (61,058 sqft)
Owner2 Individual Names on Record
Last Sale$176,105 (Sep 1998)
Tax Bill$7,050 (2025)
Deeds & MortgagesNov 2017 Mortgage
Jan 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APN41-48G-00090

Property Details

APN / Parcel Number

Primary APN41-48G-00090
Alternative APN
  • WORC M:41 B:48G L:00090

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area1,834 sqft Living Area
Gross Area4,044 sqft
1st Floor Area1,048 sqft
Basement Area432 sqft
Unfinished Basement432 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area61,058 sqft (1.4 acres)
Garage TypeBasement
Pool TypeIn-Ground Pool
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHot Water

Location & Zoning

Account Number41-48G-00090
Street Address4 OHARA CIR
CityWORCESTER
StateMA
Zip01604-1446
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-7
Legal SubdivisionAP ETRE BUILDERS INC
Legal Block48G
Legal Lot Number90
JurisdictionWORCESTER MA
Township / Civil DivisionWORCESTER
Census Block Group1
Census Block1004
Census Tract732801

Owner

Source: Worcester County and Worcester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7 STONEHAM RD, WORCESTER, MA 01604-3429
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 22, 2017Deed of Trust, Mortgage · Closed-End Mortgage
SANTANDER BANK NA
Jan 27, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA
Dec 22, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
SANTANDER BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 4, 1998 · Amount on Record
Deed SaleSep 4, 1998 · Amount on Record
Deed Book / Page20390 / 221
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address4 OHARA CIR, WORCESTER, MA 01604-1446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number58083-215
DateNov 22, 2017
Book Page58083/215
Instrument131217
Lender
NameSANTANDER BANK NA
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term360 Months
DueNov 1, 2047

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address4 OHARA CIR, WORCESTER, MA 01604-1446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number61798-156
DateJan 27, 2020
Book Page61798/156
Instrument8429
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWORCESTER MA
Property Address4 OHARA CIR, WORCESTER, MA 01604-1446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number64048-136
DateDec 22, 2020
Book Page64048/136
Instrument159982
Lender
NameSANTANDER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

Tax Assessment & Valuation

Source: Worcester County and Worcester City assessment roll, as of April 14, 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityWorcester City
Unified School DistrictWorcester School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,050.00 (+4.94%)$534,500 (+14.09%) Land $128,300 Building $406,200$579,215 (+3.96%)
2024$557,175
2023$6,718.00$468,500 Land $111,000 Building $357,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Massachusetts
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWORCESTER DPWP, WATER SUPPLY DIVISION
serves 206,518 people · EPA ID MA2348000
Water SourceSurface water
Last State InspectionSep 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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