4 Ocean St, Nahant, MA 01908 Property Records

Essex County and Nahant Town property record for 4 Ocean St, Nahant, MA 01908

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,584 sqft · built 1875
Lot Size	0.062 acres (2,701 sqft)
Owner	Individual Name on Record
Tax Bill	$5,876 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Mar 2021 Refinance + 1 more
Flood Zone	Zone AE (high risk)
APN	`NAHA M:0011 B:0000 L:0014`

Property Details

APN / Parcel Number

Primary APN	`NAHA M:0011 B:0000 L:0014`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Gross Area	3,062 sqft
Basement Area	800 sqft
Unfinished Basement	800 sqft

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1875
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	2,701 sqft (0.062 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Street Address	4 OCEAN ST
City	NAHANT
State	MA
Zip	01908-1302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Lot Number	14
Jurisdiction	NAHANT MA
Township / Civil Division	NAHANT
Census Block Group	1
Census Block	1011
Census Tract	201100

Owner

Source: Essex County and Nahant Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 OCEAN ST, NAHANT, MA 01908-1302
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Deed of Trust, Mortgage · Line of Credit SAINT JEANS CU
Mar 19, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance SAINT JEANS CU
Jun 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage ST JEANS CU

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	4 OCEAN ST, NAHANT, MA 01908-1302
Transaction Type	Mortgage
Record Updated	Apr 22, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0040844-52
Date	Apr 5, 2022
Book Page	40844/52
Instrument	20220405003490

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	4 OCEAN ST, NAHANT, MA 01908-1302
Transaction Type	Mortgage
Record Updated	Apr 2, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39667-454
Date	Mar 19, 2021
Book Page	39667/454
Instrument	20210319006480

Lender

Name	SAINT JEANS CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2041

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAHANT MA
Property Address	4 OCEAN ST, NAHANT, MA 01908-1302
Document Number	37587-292
Instrument Date	Jun 11, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4 OCEAN ST NAHANT MA 019081302, NAHANT, MA 01908-1302

Mortgage

Document Number	37587-292
Date	Jun 14, 2019
Book Page	037587/000292
Instrument	1906144460

Lender

Name	ST JEANS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jun 13, 2039

Tax Assessment & Valuation

Source: Essex County and Nahant Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Nahant Town
Elementary School District	Nahant School District (PK - 06)
Secondary School District	Swampscott School District in Nahant (7-12) (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,876.00 (+3.4%)	$642,200 (+2.49%) Land $367,100 Building $275,100	$921,975
2024	$5,683.00 (+8.5%)	$626,600 (+8.75%) Land $351,500 Building $275,100
2023	$5,238.00	$576,200 Land $312,400 Building $263,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 32 individual policies
Nearby Flood Policies	43 units insured incl. 11 condo units
Nearby Flood Claims	95 (1978–2018)
Claims Outside the SFHA	15 of 95
Most Recent Claim	Mar 2018 · Severe Winter Storm And Flooding
Claims by Event	Winter Coastal Storm, Dec 1992 · 9 claims Coastal Storm, Oct 1991 · 26 claims Coastal Storms, Flood, Ice & Snow, Feb 1978 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAHANT WATER DEPT. (MWRA) serves 3,334 people · EPA ID MA3196000
Water Source	Purchased surface water from MWRA
Last State Inspection	Mar 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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