Westerly Town property record for 4 Ocean Ridge Dr, Westerly, RI 02891
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,110 sqft · built 2006 |
| Lot Size | 0.569 acres (24,792 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,460,000 (Nov 2024) |
| Tax Bill | $8,528 (2025) |
| Deeds & Mortgages | Jul 2022 Sale & Mortgage Mar 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | M:120 B:73-A L |
| Primary APN | M:120 B:73-A L |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,110 sqft Living Area |
| Gross Area | 7,317 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 24,792 sqft (0.569 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Oil |
| Account Number | 2133095 |
|---|---|
| Street Address | 4 OCEAN RIDGE DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-3942 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 73 |
| Legal Lot Number | A |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 3 |
| Census Block | 3055 |
| Census Tract | 50902 |
Source: Westerly Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 40 OCEAN RIDGE DR, WESTERLY, RI 02891-3942 |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed, Transfer · Stand-Alone First Mortgage MORTGAGE EQUITY PARTNERS LLC |
| Mar 5, 2018 | Deed of Trust, Mortgage · FHA Mortgage FINANCE AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 15, 2024 · Amount on Record |
| Deed Sale | Nov 15, 2024 · Amount on Record |
| Prior Sale | Jul 11, 2022 · Amount on Record |
| Deed Document Number | 20242024-3850 |
| Deed Book / Page | 2024 / 15312 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | WESTERLY RI |
| Recording Date | Jul 11, 2022 |
| Property Address | 4 OCEAN RIDGE DR, WESTERLY, RI 02891-3942 |
| Document Number | 2022-12728 |
| Book / Page | 2022 / 12728 |
| Instrument Date | Jul 11, 2022 |
| Instrument | 2022-2997 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 96 CRESCENT ST, AUBURNDALE, MA 02466-2510 |
| Document Number | 0020222998 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022-2998 |
| Name | MORTGAGE EQUITY PARTNERS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 4 OCEAN RIDGE DR, WESTERLY, RI 02891-3942 |
| Document Number | 2018-3529 |
| Instrument Date | Mar 5, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2018 |
| Name | Verified Name |
|---|---|
| Address | 4 OCEAN RIDGE DR WESTERLY RI 028913942, WESTERLY, RI 02891-3942 |
| Document Number | 2018-3529 |
|---|---|
| Date | Mar 9, 2018 |
| Book Page | 002018/003529 |
| Instrument | 923 |
| Name | FINANCE AMERICA |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 924 Months |
| Due | Mar 8, 2095 |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $8,528.00 (-8.7%) | $1,199,400 (+23.52%) Land $372,200 Building $827,200 | $1,570,995 |
| 2023 | $9,341.00 (+0.62%) | $971,000 (-) Land $266,600 Building $704,400 | |
| 2022 | $9,283.00 | $971,000 Land $266,600 Building $704,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 17 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 17 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fiber | 980 / 880 |
| Starlink Satellite | 280 / 30 |
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