Charles County property record for 4 Oakside Ln, Indian Head, MD 20640
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,220 sqft · built 1990 |
| Lot Size | 0.046 acres (2,000 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $100,000 (Feb 2017) |
| Tax Bill | $6,825 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Aug 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-050542 |
| Primary APN | 07-050542 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,220 sqft Living Area |
| Gross Area | 1,300 sqft |
| 1st Floor Area | 620 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,000 sqft (0.046 acres) |
| Patio Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 050542 |
|---|---|
| Street Address | 4 OAKSIDE LN |
| City | INDIAN HEAD |
| State | MD |
| Zip | 20640-2037 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RM |
| Legal Description | L-116 BLDG 22 PL3 TH RIVERSIDE RUN SUB TOWN OF INDIAN HEAD |
| Legal Subdivision | TOWN OF INDIAN HEAD |
| Legal Block | 3 |
| Legal Lot Number | 116 |
| Jurisdiction | CHARLES MD |
| Township / Civil Division | 7, POMONKEY |
| Census Block Group | 3 |
| Census Block | 3002 |
| Census Tract | 850202 |
Source: Charles County records, as of January 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4 OAKSIDE LN, INDIAN HEAD, MD 20640-2037 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 7, 2026 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Aug 17, 2022 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Jun 21, 2021 | Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV |
| Feb 9, 2017 | Deed, Transfer · FHA Mortgage C&F MORTGAGE CORP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 9, 2017 · Amount on Record |
| Deed Sale | Feb 9, 2017 · Amount on Record |
| Prior Sale | Sep 27, 1990 · Amount on Record |
| Deed Book / Page | 9728 / 299 |
| Transfer Doc | 0027330013 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4 OAKSIDE LN, INDIAN HEAD, MD 20640-2037 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2026 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4 OAKSIDE LN, INDIAN HEAD, MD 20640-2037 |
| Document Number | 0139220055 |
|---|---|
| Date | Jan 7, 2026 |
| Book Page | 13922/55 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4 OAKSIDE LN, INDIAN HEAD, MD 20640-2037 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2022 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 4 OAKSIDE LN, INDIAN HEAD, MD 20640-2037 |
| Document Number | 0126690316 |
|---|---|
| Date | Aug 17, 2022 |
| Book Page | 12669/316 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 294 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLES MD |
| Property Address | 4 OAKSIDE LN, INDIAN HEAD, MD 20640-2037 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4 OAKSIDE LN, INDIAN HEAD, MD 20640-2037 |
| Document Number | 0118960001 |
|---|---|
| Date | Jun 21, 2021 |
| Book Page | 11896/1 |
| Name | DEPARTMENT OF HOUSING & URBAN DEV |
|---|---|
| Type | Government Agency |
| Address | WASHINGTON, DC 20410 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 308 Months |
| Due | Feb 1, 2047 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CHARLES MD |
| Recording Date | Feb 9, 2017 |
| Property Address | 4 OAKSIDE LN, INDIAN HEAD, MD 20640-2037 |
| Document Number | 0097280299 |
| Book / Page | 9728 / 299 |
| Map Reference | MB40 PG182 |
| Instrument Date | Jan 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | LAKESIDE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Document Number | 0009728308 |
|---|---|
| Date | Feb 9, 2017 |
| Instrument | 9728/308 |
| Name | C&F MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2047 |
Source: Charles County assessment roll, as of September 22, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Charles County |
| Municipality | Indian Head Town |
| Unified School District | Charles County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,825.00 (+147.91%) | $205,200 (+19.44%) Land $95,000 Building $110,200 | $205,200 (-) Land $95,000 Building $110,200 |
| 2023 | $2,753.00 | $171,800 | $205,200 Land $95,000 Building $110,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 15, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF INDIAN HEAD serves 4,100 people · EPA ID MD0080020 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 469 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures