Cecil County property record for 4 Oakridge Ct, Elkton, MD 21921
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,600 sqft · built 1982 |
| Lot Size | 1.06 acres (46,174 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $69,100 (Feb 1982) |
| Tax Bill | $3,273 (2026) |
| Deeds & Mortgages | May 2018 Mortgage Aug 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-027612 |
| Primary APN | 04-027612 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,600 sqft Total Area |
| Basement Area | 494 sqft |
| Finished Basement | 494 sqft |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 46,174 sqft (1.06 acres) |
| Garage Type | Attached |
| Garage Area | 560 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 120 sqft |
| Patio Area | 364 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 027612 |
|---|---|
| Street Address | 4 OAKRIDGE CT |
| City | ELKTON |
| State | MD |
| Zip | 21921-3928 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR |
| Legal Description | LOT 22 - 1.06 ACRE 4 OAKRIDGE COURT OAKRIDGE |
| Legal Subdivision | OAKRIDGE |
| Legal Lot Number | 22 |
| Jurisdiction | CECIL MD |
| Township / Civil Division | 4, FAIR HILL |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 30602 |
4 Oakridge Ct is owned and occupied by two individuals who bought it in February 1982.
Source: Cecil County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 OAKRIDGE CT, ELKTON, MD 21921-3928 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 4, 2018 | Deed of Trust, Mortgage RIVERFRONT FCU |
| Aug 27, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 9, 1982 · Amount on File |
| Deed Sale | Feb 9, 1982 · Amount on File |
| Deed Book / Page | 77 / 854 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 4 OAKRIDGE CT, ELKTON, MD 21921-3928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042380114 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 4238/114 |
| Name | RIVERFRONT FCU |
|---|---|
| Type | Credit Union |
| Address | READING, PA 19602 |
| Amount | Amount on Record |
|---|---|
| Term | 60 Months |
| Due | May 3, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CECIL MD |
| Property Address | 4 OAKRIDGE CT, ELKTON, MD 21921-3928 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PREMIUM TITLE & ESCROW LLC |
| Name | Verified Name |
|---|
| Document Number | 0044530227 |
|---|---|
| Date | Aug 27, 2019 |
| Book Page | 4453/227 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
The 2026 property tax bill for 4 Oakridge Ct was $3,273 with a homeowner's exemption, up 3.7% from the year before.
Source: Cecil County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Cecil County |
| Unified School District | Cecil County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,273.00 (+3.74%) Homeowner's exemption | $364,800 Land $74,300 Building $290,500 | $364,800 Land $74,300 Building $290,500 |
| 2025 | $3,155.00 Homeowner's exemption | ||
| 2023 | $2,208.00 Homeowner's exemption | $288,833 | $368,100 Land $74,300 Building $293,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Oakridge Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective May 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Oakridge Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
May also be available: T-Mobile.
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