4 Oakcroft Ave, Montclair, NJ 07043 Property Records

Essex County and Montclair Township property record for 4 Oakcroft Ave, Montclair, NJ 07043

Property Summary

Property Type	Single Family Home
Details	1,056 sqft · built 1921
Lot Size	0.107 acres (4,640 sqft)
Owner	Company Name on File
Last Sale	$487,000 (Sep 2020)
Tax Bill	$14,665 (2025)
Deeds & Mortgages	Sep 2020 Sale Apr 2020 Line of Credit
Flood Zone	Zone AE (high risk)
APN	`13-01705-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`13-01705-0000-00016`
Alternative APN	`130170500016`

Interior

Stories	2 Stories
Building Area	1,056 sqft Living Area

Exterior

Year Built	Built 1921
Effective Year Built	Effective 1921
Construction Type	Frame
Lot Area	4,640 sqft (0.107 acres)
Lot Dimensions	80 ft deep x 58 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	130170500016
Street Address	4 OAKCROFT AVE
City	MONTCLAIR
State	NJ
Zip	07043-1311
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	58X80 IRR
Legal Block	1705
Legal Lot Number	16
Jurisdiction	ESSEX NJ
Township / Civil Division	MONTCLAIR
Census Block Group	1
Census Block	1001
Census Tract	16400

Owner

4 Oakcroft Ave is owned by a company that bought it in September 2020.

Source: Essex County and Montclair Township records, as of October 13, 2026

Owner of Record	Company Name on File
Mailing Address	136 DELAWARE LN, FRANKLIN LAKES, NJ 07417-2923
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Grant Deed, Transfer FOUNDATION TITLE
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 21, 2020 · Amount on File
Deed Sale	Sep 21, 2020 · Amount on File
Prior Sale	Mar 15, 2012 · Amount on File
Deed Document Number	202091663
Record Updated	Oct 29, 2026

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ESSEX NJ
Recording Date	Sep 21, 2020
Property Address	4 OAKCROFT AVE, MONTCLAIR, NJ 07043-1311
Document Number	0000091663
Instrument Date	Sep 7, 2020
Instrument	91663
Transaction Type	Transfer
Record Updated	Oct 5, 2020
Title Company	FOUNDATION TITLE

Transaction

Amount	Amount on Record
Tax	$487.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	136 DELAWARE LN FRANKLIN LAKES NJ 074172923, FRANKLIN LAKES, NJ 07417-2923

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ESSEX NJ
Property Address	4 OAKCROFT AVE, MONTCLAIR, NJ 07043-1311
Document Number	0000044218
Instrument Date	Apr 3, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4 OAKCROFT AVE MONTCLAIR NJ 070431311, MONTCLAIR, NJ 07043-1311

Mortgage

Document Number	0000044218
Date	May 5, 2020
Instrument	44218

Lender

Name	CITIZENS BK NA
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	May 4, 2045

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4 Oakcroft Ave was $14,665, up 3.3% from the year before.

Source: Essex County and Montclair Township assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Essex County
County Subdivision	Montclair Township
Unified School District	Montclair Town School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$417,100 (-) Land $316,500 Building $100,600	$417,100 (-) Land $316,500 Building $100,600
2025	$14,665.00 (+3.33%)	$417,100 Land $316,500 Building $100,600	$417,100 Land $316,500 Building $100,600
2024	$14,193.00
2023		$417,100 Land $316,500 Building $100,600	$417,100 Land $316,500 Building $100,600
2022	$13,714.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Oakcroft Ave in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 29 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	29 in force
Nearby Flood Claims	40 (1982–2021)
Claims Outside the SFHA	9 of 40
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 12 claims Hurricane Irene, Aug 2011 · 5 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Oakcroft Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTCLAIR WATER BUREAU serves 40,150 people · EPA ID NJ0713001
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 567 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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