Rockland County and Ramapo Town property record for 4 Oak St, Spring Valley, NY 10977
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,580 sqft · built 1959 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Company Name on File |
| Last Sale | $352,000 (May 2018) |
| Tax Bill | $10,948 (2024) |
| Deeds & Mortgages | Mar 2021 Mortgage Jul 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 392689 50.14-4-4 |
| Primary APN | 392689 50.14-4-4 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,580 sqft Living Area |
| 1st Floor Area | 1,580 sqft |
| Year Built | Built 1959 |
|---|---|
| Effective Year Built | Effective 1959 |
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 210 ft deep x 140 ft wide |
| View / Lot | Suburban |
| Porch | Open Porch |
| Porch Area | 396 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 00464060000 |
|---|---|
| Street Address | 4 OAK ST S |
| State | NY |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-15 |
| Legal Description | 1/30/80 |
| Legal Subdivision | REDIVISION OF |
| Legal Block | 4 |
| Legal Lot Number | 4.0 |
| Jurisdiction | ROCKLAND NY |
| Township / Civil Division | RAMAPO |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11511 |
4 Oak St is owned by a company that bought it in May 2018.
Source: Rockland County and Ramapo Town records, as of October 19, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1 MIDDLETON ST, 3L, BROOKLYN, NY 11206-5535 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Warranty Deed, Transfer · Commercial Mortgage HUDSON VALLEY FCU |
| Jul 27, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORP |
| May 14, 2018 | Trustee's Deed, Foreclosure ROCKWEST ABSTRACT, LIMITED |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 14, 2018 · Amount on File |
| Deed Sale | May 14, 2018 · Amount on File |
| Prior Sale | Jan 10, 2008 · Amount on File |
| Prior Transfer Date | Sep 7, 2005 |
| Prior Transfer Doc | 0000004103 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | Mar 25, 2021 |
| Property Address | 4 OAK ST, SPRING VALLEY, NY 10977-3625 |
| Document Number | 0000013174 |
| Map Reference | BK 83 PG 29 MAP 4233 |
| Instrument Date | Mar 18, 2021 |
| Instrument | 2021-00013174 |
| Transaction Type | Transfer |
| Record Updated | Feb 15, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1 MIDDLETON ST # ST3L, ST3L, BROOKLYN, NY 11206-5534 |
| Name | Verified Name |
|---|---|
| Address | 1 MIDDLETON ST APT 3L, 3L, BROOKLYN, NY 11206-5535 |
| Investor | Possibly a Property Investor |
| Document Number | 0000013175 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-00013175 |
| Name | HUDSON VALLEY FCU |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Property Address | 4 S OAK ST, SPRING VALLEY, NY 10977-3625 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022022 |
|---|---|
| Date | Jul 27, 2018 |
| Instrument | 2018-00022022 |
| Name | HOME POINT FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2048 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ROCKLAND NY |
| Recording Date | May 14, 2018 |
| Property Address | 4 S OAK ST, SPRING VALLEY, NY 10977-3625 |
| Document Number | 0000014175 |
| Instrument Date | May 8, 2018 |
| Instrument | 14175 |
| Transaction Type | Foreclosure |
| Record Updated | Jun 4, 2018 |
| Title Company | ROCKWEST ABSTRACT, LIMITED |
| Amount | Amount on Record |
|---|---|
| Tax | $1,408.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 KAKIAT LN SPRING VALLEY NY 109772009, SPRING VALLEY, NY 10977-2009 |
Source: Rockland County and Ramapo Town assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | New York |
| County | Rockland County |
| County Subdivision | Ramapo Town |
| Unified School District | East Ramapo Central School District (Spring Valley) (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $10,948.00 (+1.76%) | $44,000 (-) Land $15,500 Building $28,500 | $44,000 (-) Land $15,500 Building $28,500 |
| 2023 | $10,759.00 | $44,000 Land $15,500 Building $28,500 | $44,000 Land $15,500 Building $28,500 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 4 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 4 Oak St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW YORK private · serves 270,000 people · EPA ID NY4303673 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2023 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 273 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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