Essex County and Salem City property record for 4 Oak St, Salem, MA 01970
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 816 sqft · built 1800 |
| Lot Size | 0.037 acres (1,599 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $345,000 (Aug 2020) |
| Tax Bill | $4,916 (2026) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Jan 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | SALE M:16 L:0345 |
| Primary APN | SALE M:16 L:0345 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 816 sqft Living Area |
| Gross Area | 1,632 sqft |
| Basement Area | 560 sqft |
| Unfinished Basement | 560 sqft |
| Year Built | Built 1800 |
|---|---|
| Effective Year Built | Effective 1800 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 1,599 sqft (0.037 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Street Address | 4 OAK ST |
|---|---|
| City | SALEM |
| State | MA |
| Zip | 01970-2207 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Lot Number | 345 |
| Jurisdiction | SALEM MA |
| Township / Civil Division | SALEM |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 204600 |
4 Oak St is owned and occupied by two individuals who bought it in August 2020.
Source: Essex County and Salem City records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4 OAK ST, SALEM, MA 01970-2207 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 13, 2020 | Quit Claim Deed, Transfer · Conventional with PMI CROSS CNTRY MTG |
| Jan 16, 2018 | Quit Claim Deed, Transfer · Conventional with PMI EVERETT CO-OP BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 13, 2020 · Amount on File |
| Deed Sale | Aug 13, 2020 · Amount on File |
| Prior Sale | Jan 16, 2018 · Amount on File |
| Prior Transfer Date | Aug 11, 2020 |
| Prior Transfer Doc | 0000615109 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Aug 13, 2020 |
| Property Address | 4 OAK ST, SALEM, MA 01970-2207 |
| Document Number | 0000615109 |
| Instrument Date | Aug 11, 2020 |
| Instrument | 615109 |
| Transaction Type | Transfer |
| Record Updated | Jun 24, 2021 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,573.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 OAK ST SALEM MA 019702207, SALEM, MA 01970-2207 |
| Document Number | 615110 |
|---|---|
| Date | Aug 13, 2020 |
| Instrument | 615110 |
| Name | CROSS CNTRY MTG |
|---|---|
| Type | Mortgage Company |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 12, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SALEM MA |
| Recording Date | Jan 16, 2018 |
| Property Address | 4 OAK ST, SALEM, MA 01970-2207 |
| Document Number | 0000589553 |
| Instrument Date | Jan 11, 2018 |
| Instrument | 589553 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2018 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,276.80 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4 OAK ST SALEM MA 019702207, SALEM, MA 01970-2207 |
| Document Number | 589554 |
|---|---|
| Date | Jan 16, 2018 |
| Instrument | 589554 |
| Name | EVERETT CO-OP BK |
|---|---|
| Type | Bank |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 15, 2048 |
| Rate | 3.5% |
|---|
The 2026 property tax bill for 4 Oak St was $4,916, up 8.3% from the year before.
Source: Essex County and Salem City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Salem City |
| Unified School District | Salem School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,916.00 (+8.26%) | $456,000 (+13.89%) Land $186,700 Building $268,100 | $457,984 (+0.71%) |
| 2025 | $4,541.00 (+3.3%) | $400,400 (+5.84%) Land $156,500 Building $243,900 | $454,765 |
| 2024 | $4,396.00 (+3.14%) | $378,300 (+11.04%) Land $148,200 Building $230,100 | |
| 2023 | $4,262.00 | $340,700 Land $137,300 Building $203,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Oak St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Oak St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.7% of Massachusetts |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SALEM WATER DEPARTMENT serves 44,480 people · EPA ID MA3258000 |
|---|---|
| Water Source | Purchased surface water from SALEM AND BEVERLY WATER SUPPLY BOARD |
| Last State Inspection | Dec 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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