St. Albans City property record for 4 Oak St, Saint Albans, VT 05478
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,164 sqft · built 1976 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on File |
| Last Sale | $244,500 (May 2020) |
| Tax Bill | $3,763 (2025) |
| Deeds & Mortgages | May 2020 Sale Sep 2018 Sale |
| APN | (173) 23064-004 |
| Primary APN | (173) 23064-004 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,164 sqft Living Area |
| Basement Area | 1,092 sqft |
| Unfinished Basement | 1,092 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood Siding |
| Roof Material | Shingle |
| Lot Area | 9,583 sqft (0.22 acres) |
| Deck Area | Deck Area |
| Heating System | Steam |
|---|
| Street Address | 4 OAK ST |
|---|---|
| City | SAINT ALBANS |
| State | VT |
| Zip | 05478-2137 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LT1FAM HSE |
| Legal Lot Number | 1 |
| Jurisdiction | ST ALBANS CITY VT |
| Township / Civil Division | ST. ALBANS |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 10700 |
4 Oak St is owned and occupied by an individual who bought it in May 2020.
Source: St. Albans City records, as of August 18, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 OAK ST, SAINT ALBANS, VT 05478-2137 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 22, 2020 | Grant Deed, Transfer NOT AVAILABLE |
| Sep 11, 2018 | Grant Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2020 · Amount on File |
| Deed Sale | May 22, 2020 · Amount on File |
| Prior Sale | Sep 11, 2018 · Amount on File |
| Deed Document Number | 20201107105664 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST ALBANS CITY VT |
| Recording Date | May 22, 2020 |
| Property Address | 4 OAK ST, SAINT ALBANS, VT 05478-2137 |
| Transaction Type | Transfer |
| Record Updated | Jun 18, 2020 |
| Title Company | NOT AVAILABLE |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4 OAK ST ST ALBANS VT 054782137, ST ALBANS, VT 05478-2137 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST ALBANS CITY VT |
| Recording Date | Sep 11, 2018 |
| Property Address | 4 OAK ST, SAINT ALBANS, VT 05478-2137 |
| Transaction Type | Transfer |
| Record Updated | Oct 11, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | PO BOX 69 MILTON VT 054680069, MILTON, VT 05468-0069 |
The 2025 property tax bill for 4 Oak St was $3,763 with a homeowner's exemption, up 0.9% from the year before.
Source: St. Albans City assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Vermont |
| County | Franklin County |
| Municipality | St. Albans City |
| Unified School District | Maple Run Unified School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,763.00 (+0.94%) | $302,600 Land $67,800 Building $234,800 |
| 2024 | $3,728.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA has no flood map on file for 4 Oak St; there have been 1 flood claim nearby since 2011.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Claims | 1 (2011) |
| Most Recent Claim | Apr 2011 · Severe Storms And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 52% of Vermont |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST ALBANS WATER DEPT serves 10,200 people · EPA ID VT0005130 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 225 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile, Verizon.
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