Old Saybrook Town property record for 4 Oak St, Old Saybrook, CT 06475
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,706 sqft · built 1948 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | Individual Name on File |
| Last Sale | $146,250 (Jan 2016) |
| Tax Bill | $4,918 (2025) |
| Deeds & Mortgages | Oct 2021 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | OSAY M:036 B:133 L |
| Primary APN | OSAY M:036 B:133 L |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,706 sqft Living Area |
| Gross Area | 3,420 sqft |
| 1st Floor Area | 1,706 sqft |
| Basement Area | 1,322 sqft |
| Unfinished Basement | 698 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1948 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 10,019 sqft (0.23 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 442000 |
|---|---|
| Street Address | 4 OAK ST |
| City | OLD SAYBROOK |
| State | CT |
| Zip | 06475-2117 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Block | 133 |
| Jurisdiction | OLD SAYBROOK CT |
| Township / Civil Division | OLD SAYBROOK |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 670200 |
4 Oak St is owned and occupied by an individual who bought it in January 2016.
Source: Old Saybrook Town records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 OAK ST, OLD SAYBROOK, CT 06475-2117 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 27, 2016 · Amount on File |
| Deed Sale | Jan 27, 2016 · Amount on File |
| Deed Book / Page | 612 / 124 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OLD SAYBROOK CT |
| Property Address | 4 OAK ST, OLD SAYBROOK, CT 06475-2117 |
| Transaction Type | Mortgage |
| Record Updated | Dec 5, 2024 |
| Name | Verified Name |
|---|
| Document Number | 000669-904 |
|---|---|
| Date | Oct 13, 2021 |
| Book Page | 669/904 |
| Name | ROCKET MORTGAGE |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Nov 1, 2041 |
The 2025 property tax bill for 4 Oak St was $4,918.
Source: Old Saybrook Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | Old Saybrook Town |
| Unified School District | Old Saybrook School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,918.00 | $317,300 Land $100,600 Building $216,700 | $222,110 Land $70,420 Building $151,690 |
| 2024 | $4,918.00 (+6.04%) | ||
| 2023 | $4,638.00 (+1.84%) | $226,800 (-) Land $82,700 Building $144,100 | |
| 2022 | $4,554.00 | $226,800 Land $82,700 Building $144,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 55% of Connecticut |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CTWC - SHORELINE REGION-GUILFORD SYSTEM private · serves 33,975 people · EPA ID CT0608011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 237 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
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