4 Oak St, Nashua, NH 03060 Property Records

Hillsborough County and Nashua City property record for 4 Oak St, Nashua, NH 03060

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 1,595 sqft · built 1890
Lot Size	0.152 acres (6,617 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Sep 1987)
Tax Bill	$6,744 (2025)
Deeds & Mortgages	Oct 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`NASH M:97 L:00036`

Property Details

APN / Parcel Number

Primary APN	`NASH M:97 L:00036`
Alternative APN	`11190`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,595 sqft Living Area
Gross Area	3,049 sqft
Basement Area	884 sqft
Unfinished Basement	884 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1959
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,617 sqft (0.152 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	11190
Street Address	4 OAK ST
City	NASHUA
State	NH
Zip	03060-6453
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	RC
Legal Lot Number	36
Jurisdiction	NASHUA CITY NH
Township / Civil Division	NASHUA
Census Block Group	1
Census Block	1009
Census Tract	10801

Owner

4 Oak St, a duplex, is owned and occupied by an individual who bought it in September 1987.

Source: Hillsborough County and Nashua City records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4 OAK ST, NASHUA, NH 03060-6453
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 1987 · Amount on File
Deed Sale	Sep 2, 1987 · Amount on File
Deed Book / Page	4375 / 199
Record Updated	Sep 20, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASHUA CITY NH
Recording Date	Oct 26, 2020
Property Address	4 OAK ST, NASHUA, NH 03060-6453
Document Number	0093692997
Book / Page	009369 / 002997
Instrument Date	Oct 26, 2020
Instrument	200061753
Transaction Type	Transfer
Record Updated	Nov 11, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,765.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3 BOXWOOD CT NASHUA NH 030632701, NASHUA, NH 03063-2701

Mortgage

Document Number	93700001
Date	Oct 26, 2020
Book Page	009370/000001
Instrument	200061754

Lender

Name	AMERICAN NBRHD MTG ACCPTNC
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 25, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4 Oak St was $6,744, up 5.9% from the year before.

Source: Hillsborough County and Nashua City assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Hillsborough County
Municipality	Nashua City
Unified School District	Nashua School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,744.00 (+5.85%)	$400,700 (-) Land $132,200 Building $268,500
2024	$6,371.00 (+3.16%)	$400,700 (+18.27%) Land $132,200 Building $268,500
2023	$6,176.00 (+0.88%)	$338,800 (-) Land $105,700 Building $233,100
2022	$6,122.00	$338,800 Land $105,700 Building $233,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4 Oak St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PENNICHUCK WATER WORKS private · serves 88,853 people · EPA ID NH1621010
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20