4 Oak St, Garnerville, NY 10923 Property Records

Rockland County and Haverstraw Town property record for 4 Oak St, Garnerville, NY 10923

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 960 sqft · built 1956
Lot Size0.169 acres (7,405 sqft)
OwnerCompany Name on Record
Last Sale$375,000 (Oct 2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Jan 2016 Loan Modification
Flood ZoneZone X (minimal risk)
APN392289 26.09-4-50

Property Details

APN / Parcel Number

Primary APN392289 26.09-4-50
Alternative APNs
  • 228902600900040500000000
  • 0010788

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area960 sqft Living Area
1st Floor Area960 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1956
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Lot Area7,405 sqft (0.169 acres)

Utilities, Heating & Cooling

Heating SystemForced Air
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0010788
Old Parcel Number228902600900040500000000
Street Address4 OAK ST
CityGARNERVILLE
StateNY
Zip10923-2007
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code915
Legal Description52.-4-20
Legal SubdivisionRIVERVIEW ESTATES
Legal Block4
Legal Lot Number50.000
JurisdictionROCKLAND NY
Township / Civil DivisionHAVERSTRAW
Census Block Group4
Census Block4012
Census Tract10501

Owner

Source: Rockland County and Haverstraw Town records, as of December 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4 OAK ST, GARNERVILLE, NY 10923-2007
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Bargain and Sale Deed, Transfer · Commercial Mortgage
LOGAN FINANCE CORP
Jan 13, 2016Loan Modification, Mortgage
NATIONSTAR MTG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleDec 27, 2007 · Amount on Record
Deed Document Number2025-00031385
Record UpdatedJun 8, 2026

October 2025: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionROCKLAND NY
Recording DateOct 8, 2025
Property Address4 OAK ST, GARNERVILLE, NY 10923-2007
Document Number0000031385
Map ReferencePG 61 MAP 2399
Instrument DateOct 3, 2025
Instrument2025-00031385
Transaction TypeTransfer
Record UpdatedNov 5, 2025
Title CompanyUNKNOWN, RCH

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,500.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 OAK ST, GARNERVILLE, NY 10923-2007

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 OAK ST, GARNERVILLE, NY 10923-2007

Mortgage

Document Number0000031386
DateOct 8, 2025
Instrument2025-00031386
Lender
NameLOGAN FINANCE CORP
TypeFunding / Finance Company
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

January 2016: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionROCKLAND NY
Property Address4 OAK ST, GARNERVILLE, NY 10923-2007
Document Number0000007725
Instrument DateJan 13, 2016
Transaction TypeMortgage
Record UpdatedApr 4, 2017
Title CompanyCORELOGIC-SOLUTIONS EXPRESS

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 497 WEST HAVERSTRAW NY 109930497, WEST HAVERSTRAW, NY 10993-0497

Mortgage

Document Number0000007725
DateMar 9, 2017
Instrument7725
Lender
NameNATIONSTAR MTG
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
AmountAmount Recorded
Term480 Months
DueMar 8, 2057
Interest
Rate TypeFixed Rate
Rate3.5%

Tax Assessment & Valuation

Source: Rockland County and Haverstraw Town assessment roll, as of May 31, 2024

Property Jurisdictions

TypeName
StateNew York
CountyRockland County
County SubdivisionHaverstraw Town
Unified School DistrictHaverstraw-Stony Point Central School District (North Rockland) (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2024$218,200 (-) Land $82,600 Building $135,600$374,528 (+5.2%) Land $141,778 Building $232,750
2023$218,200 Land $82,600 Building $135,600$356,012 Land $134,769 Building $221,243

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims6 (1979–2003)
Claims Outside the SFHA2 of 6
Most Recent ClaimAug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW YORK
private · serves 270,000 people · EPA ID NY4303673
Water SourceSurface water
Last State InspectionMar 2023
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 496 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
980 / 880

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