4 Oak St, Gardner, MA 01440 Property Records

Worcester County and Gardner City property record for 4 Oak St, Gardner, MA 01440 · Last verified April 2026

Property Summary

Property TypeService Station (Full Service)
Details1,574 sqft · built 1998
Lot Size0.451 acres (19,652 sqft)
OwnerCompany Name on File
Last Sale$1,100,000 (Mar 2023)
Tax Bill$88 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNGARD M:M22 B:4 L:57

Property Details

APN / Parcel Number

Primary APNGARD M:M22 B:4 L:57
Alternative APN
  • M:N-24 B:0001 L:0057

Interior

Stories1 Story
Building Area1,574 sqft Total Area

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleCondo/Apartment
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Roof TypeFlat
Roof MaterialTar & Gravel
Lot Area19,652 sqft (0.451 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Street Address4 OAK ST
CityGARDNER
StateMA
Zip01440-3826
Property CategoryCommercial
Property TypeCommercial > Retail > Service Station (Full Service)
Legal Block4
Legal Lot Number57
JurisdictionGARDNER MA
Township / Civil DivisionGARDNER
Census Block Group2
Census Block2005
Census Tract707400

Owner

Source: Worcester County and Gardner City records · APN GARD M:M22 B:4 L:57

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address326 CLARK ST, WORCESTER, MA 01606-1214
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 23, 2023 · Amount on Record
Deed SaleMar 23, 2023 · Amount on Record
Prior SaleJul 25, 2012
Record UpdatedJun 08, 2026

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGARDNER MA
Recording DateMar 23, 2023
Property Address4 OAK ST, BALDWINVILLE, MA 01436-1022
Document Number068942-321
Book / Page68942 / 321
Instrument DateMar 16, 2023
Instrument22457
Transaction TypeTransfer
Record UpdatedJun 02, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address326 CLARK ST, WORCESTER, MA 01606-1214

Mortgage

Document Number0000022459
DateMar 23, 2023
Instrument22459
Lender
NameCITIZENS BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Worcester County and Gardner City records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyWorcester County
MunicipalityGardner City
Unified School DistrictGardner School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$88.00 (-99.01%)$613,400 (+3.42%) Land $132,300 Building $481,100
2024$8,891.00 (-0.65%)$593,100 (+6.9%) Land $126,000 Building $467,100
2023$8,949.00$554,800 Land $87,100 Building $467,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Worcester County (25027C), updated November 30, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 519 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 2,000
Gateway Fiber HoldingsFiber2,000 / 2,000
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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