4 Oak St, Enfield, CT 06082 Property Records

Enfield Town property record for 4 Oak St, Enfield, CT 06082

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,440 sqft · built 1940
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$305,000 (Sep 2024)
Tax Bill	$5,240 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Oct 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`ENFI M:092 L:0052`

Property Details

APN / Parcel Number

Primary APN	`ENFI M:092 L:0052`
Alternative APNs	`M:0622 B:0002 L:0015` `62200020015`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,440 sqft Living Area
Gross Area	2,561 sqft
1st Floor Area	816 sqft
Basement Area	624 sqft
Unfinished Basement	192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Detached

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Account Number	62200020015
Street Address	4 OAK ST
City	ENFIELD
State	CT
Zip	06082-4723
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R33
Legal Lot Number	52
Jurisdiction	ENFIELD CT
Township / Civil Division	ENFIELD
Census Block Group	1
Census Block	1006
Census Tract	480800

Owner

4 Oak St is owned and occupied by two individuals who bought it in September 2024.

Source: Enfield Town records, as of June 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4 OAK ST, ENFIELD, CT 06082-4723
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage PROSPERITY HOME MORTGAGE LLC
Oct 29, 2018	Deed of Trust, Mortgage · Line of Credit UNITED BANK
Jun 19, 2019	Deed of Trust, Mortgage · Second Mortgage (Down Payment) UNITED BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 9, 2024 · Amount on File
Deed Sale	Sep 9, 2024 · Amount on File
Prior Sale	Jul 25, 2014 · Amount on File
Deed Document Number	20242025003837
Deed Book / Page	2915 / 684
Record Updated	Sep 20, 2026

September 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ENFIELD CT
Recording Date	Sep 9, 2024
Property Address	4 OAK ST, ENFIELD, CT 06082-4723
Document Number	002915-684
Book / Page	2915 / 684
Instrument Date	Sep 6, 2024
Instrument	2025003837
Transaction Type	Transfer
Record Updated	Sep 26, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4 OAK ST, ENFIELD, CT 06082-4723

Mortgage

Document Number	2025003838
Date	Sep 9, 2024
Instrument	2025003838

Lender

Name	PROSPERITY HOME MORTGAGE LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	4 OAK ST, ENFIELD, CT 06082-4723
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2707-75
Date	Oct 29, 2018
Book Page	2707/75

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2048

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ENFIELD CT
Property Address	4 OAK ST, ENFIELD, CT 06082-4723
Transaction Type	Mortgage
Record Updated	Mar 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2726-97
Date	Jun 19, 2019
Book Page	2726/97

Lender

Name	UNITED BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2039

Tax Assessment & Valuation

The 2025 property tax bill for 4 Oak St was $5,240.

Source: Enfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Enfield Town
Unified School District	Enfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,240.00	$149,300 Land $44,100 Building $105,200	$104,510 Land $30,870 Building $73,640
2024	$5,240.00 (+21.61%)
2023	$4,309.00 (+8.65%)	$128,400 (-) Land $44,100 Building $84,300
2022	$3,966.00	$128,400 Land $44,100 Building $84,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4 Oak St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 29, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Oak St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 94% of Connecticut
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAZARDVILLE WATER COMPANY private · serves 18,544 people · EPA ID CT0490021
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 330 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
GoNetspeed Fiber	2,000 / 2,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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