4 Oak Rd, Circle Pines, MN 55014 Property Records

Anoka County property record for 4 Oak Rd, Circle Pines, MN 55014

Property Summary

Property TypeQuadplex
Details2 bd · 1 ba · 1,158 sqft · built 1988
Lot Size0.086 acres (3,750 sqft)
OwnerIndividual Name on Record
Last Sale$225,000 (Apr 2020)
Tax Bill$2,511 (2026)
Deeds & MortgagesApr 2020 Sale & Mortgage
Jan 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN25-31-23-42-0110

Property Details

APN / Parcel Number

Primary APN25-31-23-42-0110
Alternative APN
  • 827591

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,158 sqft Living Area
1st Floor Area1,158 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1994
Architectural StyleQuadruplex
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area3,750 sqft (0.086 acres)
Lot Dimensions75 ft deep x 50 ft wide
DrivewayDriveway

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4 OAK RD
CityCIRCLE PINES
StateMN
Zip55014-3352
Property CategoryResidential
Property TypeResidential > Multi-Unit > Quadplex
Legal DescriptionLOT 21 BLK 4 GOLDEN OAKS CIC NO 353; SUBJ TO EASE OF REC
Legal Range23W
Legal Township31N
Legal Section25
Legal SubdivisionGOLDEN OAKS
Legal Block4
Legal Lot Number21
JurisdictionANOKA MN
Township / Civil DivisionCIRCLE PINES
Census Block Group2
Census Block2005
Census Tract50902

Owner

Source: Anoka County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4 OAK RD, A, CIRCLE PINES, MN 55014-3352
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 9, 2020Warranty Deed, Transfer · Conventional Mortgage
CAMBRIA FINANCIAL GROUP LLC
Jan 10, 2018Warranty Deed, Transfer · FHA Mortgage
MEGASTAR FINANCIAL CORP

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 9, 2020 · Amount on Record
Deed SaleApr 9, 2020 · Amount on Record
Prior SaleJan 10, 2018 · Amount on Record
Deed Document Number2020572879001
Record UpdatedSep 20, 2026

April 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateApr 9, 2020
Property Address4 OAK RD # A, A, CIRCLE PINES, MN 55014-3352
Document NumberT572879001
Instrument DateApr 3, 2020
InstrumentT572879.001
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLEGACY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$742.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4A OAK RD, CIRCLE PINES, MN 55014-1773

Mortgage

Document NumberT572879002
DateApr 9, 2020
InstrumentT572879.002
Lender
NameCAMBRIA FINANCIAL GROUP LLC
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

Mortgage

Document NumberT572879003
DateApr 9, 2020
InstrumentT572879.003
Lender
NameCAMBRIA FINANCIAL GROUP LLC
TypeFunding / Finance Company
AddressEDEN PRAIRIE, MN 55344
Agreement
TypeBalloon Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

January 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionANOKA MN
Recording DateJan 10, 2018
Property Address4 OAK RD # A, A, CIRCLE PINES, MN 55014-3352
Document NumberT554135003
Instrument DateJan 8, 2018
InstrumentT554135.003
Transaction TypeTransfer
Record UpdatedMay 23, 2023
Title CompanyLIBERTY TITLE, LIBERTY TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$560.67
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address4A OAK RD, CIRCLE PINES, MN 55014-1773

Mortgage

Document NumberT554135004
DateJan 10, 2018
InstrumentT554135.004
Lender
NameMEGASTAR FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2048

Tax Assessment & Valuation

Source: Anoka County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyAnoka County
MunicipalityCircle Pines City
Unified School DistrictCentennial Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,511.00 (+12.3%) Homeowner's exemption$215,400 (+2.09%) Land $68,500 Building $146,900$215,400 (+2.09%) Land $68,500 Building $146,900
2024$2,236.00$211,000 Land $62,000 Building $149,000$211,000 Land $62,000 Building $149,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2016)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2016

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 86% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCircle Pines
serves 5,075 people · EPA ID MN1020013
Water SourceGroundwater
Last State InspectionMar 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 448 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
CenturyLink
DSL · Fiber in parts of the area
140 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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