4 Oak Bluff W, Rogers, AR 72756 Property Records

Benton County property record for 4 Oak Bluff W, Rogers, AR 72756

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,400 sqft · built 1993
Lot Size	2.03 acres (88,427 sqft)
Owner	2 Company Names on Record
Last Sale	$660,000 (Jun 2023)
Tax Bill	$4,882 (2026)
Deeds & Mortgages	Feb 2026 Second Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-09167-000`

Property Details

APN / Parcel Number

Primary APN	`15-09167-000`
Alternative APNs	`56889.0` `56889`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,400 sqft Living Area
Gross Area	3,123 sqft
1st Floor Area	1,200 sqft
Upper Floors Area	1,200 sqft
Flooring	Carpet

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	88,427 sqft
Garage Type	Attached
Garage Area	438 sqft
Driveway	Concrete Driveway
Driveway Area	891 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	46 sqft
Porch	Enclosed/Screened Porch
Porch Area	362 sqft
Deck Area	48 sqft
Patio Area	93 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4 OAK BLF W
City	ROGERS
State	AR
Zip	72756-8225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 & 8 ALSO, A PART OF OAK BLUFF DRIVE DESCRIBED AS FOLLOWS: BEGINNING AT THE NE CORNER OF SAID LOT 7, RIVERCLLIF SUMMIT, UNIT #1; THENCE S 64 21E 10 FEET; THENCE 60.7 FEET ALONG A CURVE TO THE LEFT WHOSE RADIUS IS 30 FEET; THENCE S 00 11 E 10 FEE
Legal Range	28
Legal Township	19
Legal Section	06
Legal Subdivision	RIVERCLIFF SUMMIT UNIT 1-RURBAN
Legal Lot Number	7,8
Legal Unit	1
Jurisdiction	BENTON AR
Township / Civil Division	2
Census Block Group	2
Census Block	2005
Census Tract	21409

Owner

Source: Benton County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4 OAK BLF W, ROGERS, AR 72756-8225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARVEST BANK
Jun 22, 2023	Warranty Deed, Transfer · Conventional Mortgage HIGHLANDS RESIDENTIAL MORTGAGE LTD
Nov 13, 2020	Deed of Trust, Mortgage · VA Mortgage LAKEVIEW LN SERVICING
Feb 3, 2020	Warranty Deed, Transfer · VA Mortgage KELLER MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 22, 2023 · Amount on Record
Deed Sale	Jun 22, 2023 · Amount on Record
Prior Sale	Feb 3, 2020 · Amount on Record
Deed Document Number	202331462
Transfer Doc	0000000000
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	4 OAK BLF W, ROGERS, AR 72756-8225
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	L202606621
Date	Feb 5, 2026
Instrument	L202606621

Lender

Name	ARVEST BANK
Type	Bank
Address	PO BOX 399, LOWELL, AR 72745

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Feb 6, 2046

Interest

Rate Type	Adjustable Rate
Rate	8.23%
Adjustable	Adjustable Rate Rider
Type Change Date	Feb 6, 2031
Change Frequency	Annually
Min Rate At Change	6.23%
Max Rate At Change	10.2%
Index	1-Year CMT
Margin	4
Max Rate	14.2%

June 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Jun 22, 2023
Property Address	4 OAK BLF W, ROGERS, AR 72756-8225
Document Number	L202331462
Map Reference	PL K PG 65
Instrument Date	Jun 16, 2023
Instrument	L202331462
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	WACO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,178.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 DEER RIDGE RD NE, GRAVETTE, AR 72736-9446

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4 OAK BLF W, ROGERS, AR 72756-8225

Mortgage

Document Number	L202331463
Date	Jun 22, 2023
Instrument	L202331463

Lender

Name	HIGHLANDS RESIDENTIAL MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2053

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BENTON AR
Property Address	4 OAK BLF W, ROGERS, AR 72756-8225
Document Number	0000077401
Instrument Date	Nov 13, 2020
Transaction Type	Mortgage
Record Updated	Dec 4, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4 OAK BLF W ROGERS AR 727568225, ROGERS, AR 72756-8225

Mortgage

Document Number	0000077401
Date	Nov 25, 2020
Instrument	77401

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 24, 2050

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BENTON AR
Recording Date	Feb 3, 2020
Property Address	4 OAK BLF W, ROGERS, AR 72756-8225
Document Number	0000006024
Instrument Date	Feb 3, 2020
Instrument	6024
Transaction Type	Transfer
Record Updated	Feb 24, 2020
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,497.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4 OAK BLF W ROGERS AR 727568225, ROGERS, AR 72756-8225

Mortgage

Document Number	6025
Date	Feb 3, 2020
Instrument	6025

Lender

Name	KELLER MTG
Type	Mortgage Company
Address	DUBLIN, OH 43016

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 2, 2050

Tax Assessment & Valuation

Source: Benton County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Benton County
Unified School District	Rogers Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,882.00 (+0.58%)	$95,183 (-) Land $32,000 Building $63,183	$475,915 (-) Land $160,000 Building $315,915
2025	$4,854.00 (+14.75%)	$95,183 (+8.21%) Land $32,000 Building $63,183
2024			$475,915 (+8.21%) Land $160,000 Building $315,915
2023	$4,230.00	$87,960 Land $32,000 Building $55,960	$439,800 Land $160,000 Building $279,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1993–2004)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Jul 2004 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROGERS WATER UTILITIES serves 81,443 people · EPA ID AR0000055
Water Source	Purchased surface water from BEAVER WATER DISTRICT
Last State Inspection	Mar 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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