Worcester County and Spencer Town property record for 4 Northwest Rd, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 3 ba · 4,105 sqft · built 1871 |
| Lot Size | 1.14 acres (49,792 sqft) |
| Owner | Individual Name on File |
| Last Sale | $137,900 (Jul 1995) |
| Tax Bill | $5,660 (2026) |
| Deeds & Mortgages | Jul 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R39 B:00054 L:00000 |
| Primary APN | SPEN M:00R39 B:00054 L:00000 |
|---|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 4,105 sqft Living Area |
| Gross Area | 7,892 sqft |
| Basement Area | 2,170 sqft |
| Unfinished Basement | 2,170 sqft |
| Year Built | Built 1871 |
|---|---|
| Effective Year Built | Effective 1871 |
| Architectural Style | Historical |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 49,792 sqft (1.14 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Street Address | 4 NORTHWEST RD |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1301 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Block | 54 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 5 |
| Census Block | 5009 |
| Census Tract | 726100 |
4 Northwest Rd is owned and occupied by an individual who bought it in July 1995.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4 NORTHWEST RD, SPENCER, MA 01562-1301 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 10, 1995 · Amount on File |
| Deed Sale | Jul 10, 1995 · Amount on File |
| Deed Book / Page | 17157 / 274 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SPENCER MA |
| Property Address | 4 NORTHWEST RD, SPENCER, MA 01562-1301 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2022 |
| Name | Verified Name |
|---|
| Document Number | 065688-379 |
|---|---|
| Date | Jul 26, 2021 |
| Book Page | 65688/379 |
| Instrument | 103745 |
| Name | ST MARYS CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 4 Northwest Rd was $5,660, up 10,007.1% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,660.00 (+10,007.14%) | $515,500 (+7.42%) Land $63,300 Building $452,200 | $493,325 (+2.53%) |
| 2025 | $56.00 (-98.87%) | $479,900 (+11.27%) Land $55,100 Building $424,800 | $481,175 |
| 2024 | $4,934.00 (+5.38%) | $431,300 (+11.1%) Land $55,100 Building $376,200 | |
| 2023 | $4,682.00 | $388,200 Land $55,100 Building $333,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4 Northwest Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4 Northwest Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 28 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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