4 Norma Ln, Saugus, MA 01906 Property Records

Essex County and Saugus Town property record for 4 Norma Ln, Saugus, MA 01906 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,914 sqft · built 1960
Lot Size	0.307 acres (13,377 sqft)
Owner	2 Individual Names on File
Last Sale	$1,000,000 (Apr 2025)
Tax Bill	$10,179 (2025)
Deeds & Mortgages	Aug 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`SAUG M:012-D B:0003 L:0004`

Property Details

APN / Parcel Number

Primary APN	`SAUG M:012-D B:0003 L:0004`
Alternative APNs	`M:012=D B:0003 L:0004` `1158029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,914 sqft Living Area
Gross Area	7,820 sqft
1st Floor Area	2,914 sqft
Basement Area	2,914 sqft
Unfinished Basement	2,914 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,377 sqft (0.307 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	1158029
Street Address	4 NORMA LN
City	SAUGUS
State	MA
Zip	01906-1955
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3
Legal Lot Number	4
Jurisdiction	SAUGUS MA
Township / Civil Division	SAUGUS
Census Block Group	2
Census Block	2011
Census Tract	208401

Owner

Source: Essex County and Saugus Town records · APN SAUG M:012-D B:0003 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4 NORMA LN, SAUGUS, MA 01906-1955
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 17, 2025 · Amount on Record
Deed Sale	Apr 17, 2025 · Amount on Record
Deed Document Number	20253540
Deed Book / Page	42669 / 161
Record Updated	Sep 20, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAUGUS MA
Property Address	4 NORMA LN, SAUGUS, MA 01906-1955
Transaction Type	Mortgage
Record Updated	Nov 11, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	042911-318
Date	Aug 26, 2025
Book Page	42911/318
Instrument	20250826002870

Lender

Name	DOLORES G CAGGIANO

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Saugus Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Saugus Town
Unified School District	Saugus School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,179.00 (+2.74%)	$953,100 (+2.45%) Land $368,800 Building $584,300	$944,015
2024	$9,908.00 (+1.37%)	$930,300 (+7.18%) Land $354,800 Building $575,500
2023	$9,774.00	$868,000 Land $322,100 Building $545,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092084012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 7 individual NFIP policies nearby
Nearby Flood Policies	7 in force 3 of 7 on primary residences
Nearby Flood Claims	1 (2006)
Most Recent Claim	May 2006, rainfall accumulation, Severe Storms And Flooding

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.