4 Nord Cir, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 4 Nord Cir, Ossining, NY 10562

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,840 sqft · built 1968
Lot Size0.73 acres (31,799 sqft)
Owner2 Individual Names on File
Last Sale$668,000 (Aug 2022)
Tax Bill$19,238 (2026)
Deeds & MortgagesNov 2022 Second Mortgage
Aug 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN554289 90.18-2-58

Property Details

APN / Parcel Number

Primary APN554289 90.18-2-58
Alternative APN
  • 55428900108 020 015

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,840 sqft Living Area
1st Floor Area1,840 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1968
Architectural StyleRanch
Foundation TypeRaised
Lot Area31,799 sqft (0.73 acres)
Garage TypeAttached
Garage Area676 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area312 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address4 NORD CIR
CityOSSINING
StateNY
Zip10562-4005
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSUBDIVISION MAP OF NORD ACRES
Legal Block2
Legal Lot Number58.000
JurisdictionWESTCHESTER NY
Township / Civil DivisionOSSINING
Census Block Group2
Census Block2022
Census Tract13700

Owner

4 Nord Cir is owned and occupied by two individuals who bought it in August 2022.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address4 NORD CIR, OSSINING, NY 10562-4005
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
DISCOVER BANK
Aug 1, 2022Bargain and Sale Deed, Transfer · Conventional Mortgage
FM HOME LOANS LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2022 · Amount on File
Deed SaleAug 1, 2022 · Amount on File
Prior SaleMay 21, 1998 · Amount on File
Deed Document Number20223617
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWESTCHESTER NY
Property Address4 NORD CIR, OSSINING, NY 10562-4005
Transaction TypeMortgage
Record UpdatedNov 23, 2022
Title CompanySERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 NORD CIR, OSSINING, NY 10562-4005

Mortgage

Document Number0623183321
DateNov 15, 2022
Instrument623183321
Lender
NameDISCOVER BANK
TypeBank
AddressGREENWOOD, DE 19950
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term360 Months
DueNov 14, 2052

August 2022: Bargain and Sale Deed, Transfer

Document TypeBargain and Sale Deed
JurisdictionWESTCHESTER NY
Recording DateAug 1, 2022
Property Address4 NORD CIR, OSSINING, NY 10562-4005
Document Number0622003617
Map ReferenceMAP 15969
Instrument DateJul 26, 2022
Instrument622003617
Transaction TypeTransfer
Record UpdatedNov 23, 2022
Title CompanyJUDICIAL TITLE INSURANCE AGENCY INC, JUDICIAL TITLE INS AGCY LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,672.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4 NORD CIR, 4, OSSINING, NY 10562-4005

Transferred To (Grantee/Buyer)

NameVerified Name
Address25 BANK ST APT 218C, 218C, WHITE PLAINS, NY 10606-7007

Mortgage

Document Number0622133349
DateAug 1, 2022
Instrument622133349
Lender
NameFM HOME LOANS LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueAug 1, 2052

Tax Assessment & Valuation

The 2026 property tax bill for 4 Nord Cir was $19,238.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNew York
CountyWestchester County
County SubdivisionOssining Town
Unified School DistrictOssining Union Free School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$19,238.00
2025$743,300 (+22.86%) Land $340,100 Building $403,200$743,300 (+22.86%) Land $340,100 Building $403,200
2024Additional exemption filed$605,000 (+6.91%) Land $212,900 Building $392,100$605,000 (+6.91%) Land $212,900 Building $392,100
2023$565,900 Land $212,900 Building $353,000$565,900 Land $212,900 Building $353,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Nord Cir in Zone X, an area of minimal flood risk, though there have been 11 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims11 (1978–2021)
Claims Outside the SFHA5 of 11
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4 Nord Cir is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOSSINING WATER DEPARTMENT
serves 30,000 people · EPA ID NY5903451
Water SourceSurface water
Last State InspectionJul 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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