4 Newall Ter, Westerly, RI 02891 Property Records

Westerly Town property record for 4 Newall Ter, Westerly, RI 02891

Property Summary

Property Type	Seasonal / Vacation Home
Details	2 bd · 2 ba · 1,224 sqft · built 1954
Lot Size	0.384 acres (16,720 sqft)
Owner	Individual Name on Record
Last Sale	$585,000 (Apr 2021)
Tax Bill	$4,804 (2025)
Deeds & Mortgages	May 2019 Refinance Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:164 B:25`

Property Details

APN / Parcel Number

Primary APN	`WEST M:164 B:25`
Alternative APNs	`M:164 B:25 L` `16037490`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,224 sqft Living Area
Gross Area	2,512 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	16,720 sqft (0.384 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	16037490
Street Address	4 NEWALL TER
City	WESTERLY
State	RI
Zip	02891-4218
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Block	25
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	3
Census Block	3061
Census Tract	50902

Owner

Source: Westerly Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	47 DAVID DR, MIDDLETOWN, CT 06457-5193
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Apr 19, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 19, 2021 · Amount on Record
Deed Sale	Apr 19, 2021 · Amount on Record
Prior Sale	Aug 11, 2006 · Amount on Record
Deed Book / Page	2021 / 10183
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	4 NEWALL TER, WESTERLY, RI 02891-4218
Transaction Type	Mortgage
Record Updated	Jun 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019-8145
Date	May 22, 2019
Book Page	2019/8145
Instrument	2019-2089

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jun 1, 2034

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Apr 19, 2021
Property Address	4 NEWALL TER, WESTERLY, RI 02891-4218
Document Number	2021-10183
Book / Page	2021 / 10183
Instrument Date	Mar 30, 2021
Instrument	2021-2301
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	55 HIGH MEADOW LN, MIDDLEFIELD, CT 06455-1269
Investor	Possibly a Property Investor

Mortgage

Document Number	2021-10186
Date	Apr 19, 2021
Book Page	2021/10186
Instrument	2021-2302

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Westerly Town assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,804.00 (-1.46%)	$675,700 (+33.33%) Land $434,600 Building $241,100	$750,104
2023	$4,875.00 (+0.62%)	$506,800 (-) Land $310,500 Building $196,300
2022	$4,845.00	$506,800 Land $310,500 Building $196,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	2 (2009–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 91% of Rhode Island
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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