4 Nelson St, Troy, NH 03465 Property Records

Cheshire County and Troy Town property record for 4 Nelson St, Troy, NH 03465 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,517 sqft · built 1920
Lot Size	0.32 acres (13,939 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Sep 2020)
Tax Bill	$3,877 (2025)
Deeds & Mortgages	May 2025 Mortgage Sep 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`TROY M:012 B:0033 L:0000`

Property Details

APN / Parcel Number

Primary APN	`TROY M:012 B:0033 L:0000`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,517 sqft Living Area
Gross Area	2,390 sqft
1st Floor Area	780 sqft
Basement Area	780 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	13,939 sqft (0.32 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	4 NELSON ST
City	TROY
State	NH
Zip	03465-2211
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	33
Jurisdiction	TROY TOWN NH
Township / Civil Division	TROY
Census Block Group	3
Census Block	3014
Census Tract	970800

Owner

Source: Cheshire County and Troy Town records · APN TROY M:012 B:0033 L:0000

Assessment roll updated April 28, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1 NELSON ST, TROY, NH 03465-2213
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Quit Claim Deed, Transfer · Conventional Mortgage SERVICE CU
Sep 15, 2020	Warranty Deed, Transfer · Conventional with PMI SAVINGS BK WALPOLE

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2020 · Amount on Record
Deed Sale	Sep 15, 2020 · Amount on Record
Prior Sale	Jul 10, 2014 · Amount on Record
Deed Book / Page	3127 / 472
Last Transfer Date	May 20, 2025
Transfer Doc	003310-950
Record Updated	Jun 08, 2026

May 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TROY TOWN NH
Recording Date	May 27, 2025
Property Address	4 NELSON ST, TROY, NH 03465-2211
Document Number	003310-950
Book / Page	3310 / 950
Instrument Date	May 20, 2025
Instrument	2503492
Transaction Type	Transfer
Record Updated	Mar 13, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1 NELSON ST, TROY, NH 03465-2213

Mortgage

Document Number	0002503493
Date	May 27, 2025
Instrument	2503493

Lender

Name	SERVICE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 01, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.38%
Type Change Date	Jun 01, 2030
Index	5-Year CMT

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TROY TOWN NH
Recording Date	Sep 15, 2020
Property Address	4 NELSON ST, TROY, NH 03465-2211
Document Number	0031270472
Book / Page	003127 / 000472
Instrument Date	Sep 15, 2020
Instrument	7863
Transaction Type	Transfer
Record Updated	Sep 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,350.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 MONADNOCK ST TROY NH 034652242, TROY, NH 03465-2242

Mortgage

Document Number	31270474
Date	Sep 15, 2020
Book Page	003127/000474
Instrument	7864

Lender

Name	SAVINGS BK WALPOLE
Type	Federal Savings Bank
Address	WALPOLE, NH 03608

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Sep 14, 2050

Tax Assessment & Valuation

Source: Cheshire County and Troy Town records · Assessment roll updated April 28, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New Hampshire
County	Cheshire County
County Subdivision	Troy Town
Unified School District	Monadnock Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,877.00 (+15.87%)	$180,000 (-) Land $22,000 Building $158,000
2024	$3,346.00 (+62.51%)	$180,000 (+204.05%) Land $22,000 Building $158,000
2018	$2,059.00	$59,200 Land $19,300 Building $39,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Cheshire County (33005C), updated September 28, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 330059708003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 53% of New Hampshire
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026

Historic District	Within the Troy Village Historic District listed 2002 · 241 contributing resources · NRIS 02001500

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 183 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Consolidated Communications	Fiber	2,000 / 2,000
Spectrum	Fiber	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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