4 Nelson St, Lawrence, MA 01841 Property Records

Essex County and Lawrence City property record for 4 Nelson St, Lawrence, MA 01841

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,980 sqft · built 1880
Lot Size	0.14 acres (6,095 sqft)
Owner	Individual Name on File
Last Sale	$321,000 (Dec 2016)
Tax Bill	$5,530 (2026)
Deeds & Mortgages	Mar 2026 Mortgage Apr 2021 Refinance + 2 more
Flood Zone	Zone X (minimal risk)
APN	`228 0000 0006 AA`

Property Details

APN / Parcel Number

Primary APN	`228 0000 0006 AA`
Alternative APN	`LAWR M:0228 B:0000 L:0006 A`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,980 sqft Living Area
Gross Area	3,670 sqft
Basement Area	1,076 sqft
Unfinished Basement	1,076 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,095 sqft (0.14 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	228 0000 0006 AA
Street Address	4 NELSON ST
City	LAWRENCE
State	MA
Zip	01841-4037
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R2
Legal Lot Number	6 A
Jurisdiction	LAWRENCE MA
Township / Civil Division	LAWRENCE
Census Block Group	3
Census Block	3013
Census Tract	250200

Owner

4 Nelson St, a duplex, is owned and occupied by an individual who bought it in December 2016.

Source: Essex County and Lawrence City records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4 NELSON ST, LAWRENCE, MA 01841-4037
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2026	Deed of Trust, Mortgage MUTUAL OF OMAHA MORTGAGE
Apr 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance HARBORONE MORTGAGE
Aug 28, 2024	Deed of Trust, Mortgage · Second Mortgage (Down Payment) BETTER MORTGAGE CORP
Mar 6, 2026	Deed of Trust, Mortgage MUTUAL OF OMAHA MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 23, 2016 · Amount on File
Deed Sale	Dec 23, 2016 · Amount on File
Prior Sale	Mar 27, 2008 · Amount on File
Deed Document Number	201634595
Deed Book / Page	14931 / 161
Transfer Doc	014931-161
Record Updated	Oct 29, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	4 NELSON ST, LAWRENCE, MA 01841-4037
Transaction Type	Mortgage
Record Updated	May 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018526-163
Date	Mar 6, 2026
Book Page	18526/163
Instrument	3415

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	4 NELSON ST, LAWRENCE, MA 01841-4037
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	016865-198
Date	Apr 7, 2021
Book Page	16865/198
Instrument	11564

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	4 NELSON ST, LAWRENCE, MA 01841-4037
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018077-113
Date	Aug 28, 2024
Book Page	18077/113
Instrument	14514

Lender

Name	BETTER MORTGAGE CORP

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2054

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAWRENCE MA
Property Address	4 NELSON ST, LAWRENCE, MA 01841-4037
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	018526-163
Date	Mar 6, 2026
Book Page	18526/163
Instrument	3415

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2026 property tax bill for 4 Nelson St was $5,530, up 8.2% from the year before.

Source: Essex County and Lawrence City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Lawrence City
Unified School District	Lawrence School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,530.00 (+8.24%)	$640,100 (+10.25%) Land $161,500 Building $478,600	$678,546
2025	$5,109.00 (+5.97%)	$580,600 (+11.4%) Land $129,200 Building $451,400
2024	$4,821.00 (-2.86%)	$521,200 (+6.69%) Land $124,900 Building $396,300
2023	$4,963.00	$488,500 Land $109,400 Building $379,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4 Nelson St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2020–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4 Nelson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAWRENCE WATER WORKS serves 89,143 people · EPA ID MA3149000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2016
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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