4 Navajo Trl, Ormond Beach, FL 32174 Property Records

Volusia County property record for 4 Navajo Trl, Ormond Beach, FL 32174

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 3,036 sqft · built 1979
Lot Size0.499 acres (21,756 sqft)
OwnerIndividual Name on Record
Last Sale$329,000 (May 2016)
Tax Bill$7,218 (2025)
Deeds & MortgagesJul 2026 Mortgage
Dec 2025 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN4217-01-04-1890

Property Details

APN / Parcel Number

Primary APN4217-01-04-1890
Alternative APNs
  • 32141701041890
  • 17143201041890
  • 3057040.0
  • 3057040

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area3,036 sqft Living Area
Gross Area3,540 sqft
1st Floor Area1,551 sqft
Upper Floors Area1,269 sqft
FlooringCombination, Other
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area21,756 sqft (0.499 acres)
Lot Dimensions147 ft deep x 148 ft wide
Garage TypeAttached
Garage Area504 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area1 sqft
PorchFlorida Room
Porch Area776 sqft
Patio Area1,080 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3057040
Street Address4 NAVAJO TRL
CityORMOND BEACH
StateFL
Zip32174-4311
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 189 THE TRAILS SUB UNIT 4 MB 34 PGS 140-141 INC PER OR 2071 PG 1900 PER OR 6263 PG 2066 PER OR 6636 PG 1062 PER OR 7109 PG 3183 PER OR 7248 PG 0278
Legal Range32E
Legal Township14S
Legal Section17
Legal SubdivisionTHE TRAILS SUB
Legal Tract01
Legal Lot Number189
Legal Unit4
JurisdictionVOLUSIA FL
Township / Civil DivisionORMOND BEACH
Census Block Group2
Census Block2000
Census Tract80807

Owner

Source: Volusia County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address2006 OCEAN SHORE BLVD, 6, ORMOND BEACH, FL 32176-3158
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 9, 2026Deed of Trust, Mortgage · FHA Mortgage
ROCKET MORTGAGE LLC
Dec 1, 2025Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 21, 2022Intrafamily Transfer, Transfer · Line of Credit
LENDAGE LLC
Mar 16, 2022Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
Nov 9, 2018Deed of Trust, Mortgage · Conventional with PMI
QUICKEN LNS

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 2, 2016 · Amount on Record
Deed SaleMay 2, 2016 · Amount on Record
Prior SaleApr 27, 2015 · Amount on Record
Deed Document Number201679570
Deed Book / Page7248 / 278
Last Transfer DateOct 27, 2022
Transfer Doc0083370331
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Recording DateJul 9, 2026
Property Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311
Document Number0000122746
Book / Page8876 / 892
Instrument DateJul 1, 2026
Instrument2026122746
Transaction TypeMortgage
Record UpdatedAug 4, 2026
Title CompanyROCKET MORTGAGE LLC

Transaction

Tax$0.00
Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311

Mortgage

Document Number0000122746,
DateJul 9, 2026
Book Page8876/892
Instrument2026122746
Lender
NameROCKET MORTGAGE LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueJul 1, 2056
Interest
Rate TypeAdjustable Rate
Rate4.99%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311
Transaction TypeMortgage
Record UpdatedDec 22, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311

Mortgage

Document Number0087854751
DateDec 1, 2025
Book Page8785/4751
Instrument2025223382
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 1, 2055

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionVOLUSIA FL
Recording DateNov 21, 2022
Property Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311
Document Number0083370331
Book / Page8337 / 331
Map ReferenceMB 34 PG 140&141
Instrument DateOct 27, 2022
Instrument2022259046
Transaction TypeTransfer
Record UpdatedDec 14, 2022
Title CompanySTATE TITLE AGENCY INC, STATES TITLE AGENCY INC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311

Mortgage

Document Number0008337335
DateNov 21, 2022
Instrument8337/335
Lender
NameLENDAGE LLC
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term121 Months
DueDec 1, 2032
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311
Transaction TypeMortgage
Record UpdatedApr 5, 2022
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0082210362
DateMar 16, 2022
Book Page8221/362
Instrument2022062177
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term145 Months
DueApr 1, 2034

November 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address4 NAVAJO TRL, ORMOND BEACH, FL 32174-4311
Document Number0076232658
Instrument DateNov 9, 2018
Transaction TypeMortgage
Record UpdatedDec 6, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4 NAVAJO TRL ORMOND BEACH FL 321744311, ORMOND BEACH, FL 32174-4311

Mortgage

Document Number0076232658
DateNov 16, 2018
Book Page007623/002658
Instrument231325
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueNov 15, 2033

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityOrmond Beach City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$439,715 (-0.32%) Land $80,808 Building $358,907$439,715 (-0.32%) Land $80,808 Building $358,907
2025$7,218.00 (+11.34%)$441,108 (+5.86%) Land $80,808 Building $360,300$441,108 (+5.86%) Land $80,808 Building $360,300
2023$6,483.00 (+6.04%)$416,700 (+0.41%) Land $67,340 Building $349,360$416,700 (+0.41%) Land $67,340 Building $349,360
2022$6,114.00$414,992 Land $67,340 Building $347,652$414,992 Land $67,340 Building $347,652

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 30 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies30 in force
Nearby Flood Claims9 (1979–2024)
Claims Outside the SFHA7 of 9
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORMOND BEACH
serves 59,744 people · EPA ID FL3640963
Water SourceGroundwater
Last State InspectionJun 2024
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 174 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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