4 Naples Ct, Troy, NY 12180 Property Records

Rensselaer County and Brunswick Town property record for 4 Naples Ct, Troy, NY 12180

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,763 sqft · built 2003
Lot Size	0.51 acres (22,216 sqft)
Owner	Individual Name on Record
Last Sale	$510,000 (Oct 2021)
Tax Bill	$11,525 (2025)
Deeds & Mortgages	Jun 2021 Refinance Oct 2021 Sale & Mortgage
APN	`382200 90.12-8-8`

Property Details

APN / Parcel Number

Primary APN	`382200 90.12-8-8`
Alternative APN	`215J100196`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,763 sqft Living Area
1st Floor Area	1,399 sqft
2nd Floor Area	1,072 sqft
Upper Floors Area	292 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Lot Area	22,216 sqft (0.51 acres)
Lot Dimensions	159 ft deep x 250 ft wide
Garage Type	Attached
Garage Area	897 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Type	In-Ground Vinyl Pool
Porch	Slab
Porch Area	32 sqft
Patio Area	1,358 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	215J100196
Street Address	4 NAPLES CT
City	TROY
State	NY
Zip	12180-6540
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1990/28 LOT 104
Legal Block	8
Legal Lot Number	8.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	BRUNSWICK
Census Block Group	1
Census Block	1011
Census Tract	52003

Owner

Source: Rensselaer County and Brunswick Town records, as of May 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4 NAPLES CT, TROY, NY 12180-6540
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance NBT BANK NATIONAL ASSOCIATION
Oct 27, 2021	Warranty Deed, Transfer · Stand-Alone First Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 27, 2021 · Amount on Record
Deed Sale	Oct 27, 2021 · Amount on Record
Prior Sale	Feb 19, 2003 · Amount on Record
Deed Document Number	2021599064
Deed Book / Page	9801 / 86
Prior Transfer Date	Aug 19, 2010
Prior Transfer Doc	0055900176
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RENSSELAER NY
Property Address	4 NAPLES CT, TROY, NY 12180-6540
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	MISC COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0096100204
Date	Jun 7, 2021
Book Page	9610/204
Instrument	2021-590251

Lender

Name	NBT BANK NATIONAL ASSOCIATION
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Oct 27, 2021
Property Address	4 NAPLES CT, TROY, NY 12180-6540
Document Number	0098010086
Book / Page	9801 / 86
Instrument Date	Sep 30, 2021
Instrument	2021-599064
Transaction Type	Transfer
Record Updated	Nov 23, 2021
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	89 KREIGDER LN, TROY, NY 12180-9668

Mortgage

Document Number	2021599065
Date	Oct 27, 2021
Instrument	2021-599065

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Brunswick Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
County Subdivision	Brunswick Town
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,525.00 (+58.25%)	$87,900 (-) Land $8,000 Building $79,900	$545,963 (+19.57%) Land $49,689 Building $496,274
2023		$87,900 (-) Land $8,000 Building $79,900	$456,623 (+8.05%) Land $41,558 Building $415,065
2022	$7,283.00	$87,900 Land $8,000 Building $79,900	$422,596 Land $38,462 Building $384,134

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BRUNSWICK CONSOLIDATED WATER DISTRICT serves 7,050 people · EPA ID NY4110144
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: T-Mobile, Verizon.

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